$470K · 2 bed Condo Apartment · Unit 617, 10 James Street, Ottawa, Ontario K2P 1T2

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About this home

PRICED TO SELL! Experience LUXURY in this 2025 built boutique-style 2-bedroom, 2-bath condo overlooking downtown Ottawa's breathtaking skyline. Located in a striking 9-storey brick and glass midrise by RAW Design, the condo showcases modern sophistication throughout. Floor-to-ceiling windows fill the space with natural light, while the open-concept kitchen is outfitted with sleek finishes, including quartz countertops and built-in stainless steel appliances. The primary bedroom offers generous c…

Property details

MLS#

X13062242

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

2 full, 0 half

Rooms

Kitchens

Size

700-799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

Apartment

Type

Condo Apartment

Year built

Approx. New yrs

Occupancy: Vacant
Washrooms: 3 pc · Flat; 4 pc · Flat
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Rec./Commun.Centre, School

Condo corp #: 0
Balcony: Open
Locker: None
Association amenities: Concierge, Exercise Room, Outdoor Pool, Party Room/Meeting Room, Visitor Parking
Fees include: Heat Included, Water Included, Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Heat Pump
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Bank Street to South West corner of James Street
Stories: 6
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: —

Price movement & seller pressure

↓ $30KPrice reduction

MLS shows the seller reduced the asking price by $29,900 (from $499,900 to $470,000).

Motivated SellerWhy this label

116 days on market — Listing has been active for 116 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $470,000✓ $4,296 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,325/mo

incl. closing costs (yr 1)

Annual total

$51,897

year 1

Mortgage only

$1,783/mo

principal + interest

Beyond mortgage

$1,594/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$94,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$358/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,700/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$35/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,875

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $21,396/yr

Property taxes20% $10,171/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,700/yr

Condo fees10% $4,969/yr

Closing costs10% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,396	$1,783/mo
Government & taxes
Property tax	$4,296	$358/mo
Land transfer tax(closing)	$5,875	$490/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,700	$392/mo
Condo fees
Condo / HOA fees	$4,969	$414/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,897	$4,325/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 617

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs