$644K · 2 bed Condo Townhouse · Twenty Place, Hamilton

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About this home

Welcome to 34 Greentrail Drive in the adult community of Twentyplace. This spacious loft style home features a bright eat in kitchen with morning sun, a large living and dining area with hardwood floors, and a private back patio overlooking a peaceful landscaped garden. Freshly painted throughout with a convenient powder room at the front entrance and a generous main floor primary bedroom with full ensuite. The upper loft offers a second living space, large bedroom, and full updated 3 piece bat…

Property details

MLS#

X13061608

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

3 full, 0 half

Rooms

Kitchens

Size

1600-1799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Unfinished, Full

Style

Bungaloft

Type

Condo Townhouse

Year built

2003

Occupancy: Owner Occupied
Washrooms: 3 pc · Main; 2 pc · Main; 3 pc · Second
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Zoning: RM3-002

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Place Of Worship

Fireplace features: Natural Gas, Living Room

Condo corp #: 286
Balcony: None
Locker: None
Fees include: Cable TV Included, Building Insurance Included, Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Twentyplace Blvd/Greentrail Dr
Stories: 1
Utilities: —
Laundry: Laundry Room
Laundry level: Main Level
Interior: Auto Garage Door Remote, Water Heater Owned
Parking features: Private

Price movement & seller pressure

↓ $31KPrice reduction

MLS shows the seller reduced the asking price by $31,000 (from $675,000 to $644,000).

Motivated SellerWhy this label

Estate sale — Listing remarks or MLS designation indicate an estate sale.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $644,000✓ $5,007 tax✓ Gas✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,867/mo

incl. closing costs (yr 1)

Annual total

$70,400

year 1

Mortgage only

$2,443/mo

principal + interest

Beyond mortgage

$2,186/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$128,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$417/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,440/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$67/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,355

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $29,318/yr

Property taxes20% $14,362/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,440/yr

Condo fees14% $9,620/yr

Closing costs7% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,318	$2,443/mo
Government & taxes
Property tax	$5,007	$417/mo
Land transfer tax(closing)	$9,355	$780/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,440	$537/mo
Condo fees
Condo / HOA fees	$9,620	$802/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$70,400	$5,867/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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34 Greentrail Drive

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs