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$585K · 2 bed Condo Apartment · Waterdown, Hamilton | MyPropertyScout

$585,000

Unit 503

82 DOM

2282d

Map

DOM 82

$585,000

DOM82days

Unit 503

5 Hamilton Street · Hamilton · Ontario L8B 2A4

MLS® X13061356 · Waterdown · L8B 2A4

22OwnerOccupied1000-1199 ft²Condo Apartment1-car UndergroundNo basement82d$532/ft²$3,839 tax/yrBuilt 20233 yrs oldNo basement

82 days on market

About this home

This bright and modern unit features neutral colors throughout, quartz countertops, and pot lights creating a warm and inviting atmosphere. Step out onto your private balcony to enjoy the afternoon sun. This open-concept unit features upgraded appliances and lighting throughout. The kitchen features a new ceramic backsplash and large island that offers seating and well as additional storage. Upgraded cabinetry throughout. In-suite laundry with upgraded washer and dryer is also included. Adjacent…

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Property details

MLS#: X13061356
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 5
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 2023

Occupancy: Owner Occupied
Washrooms: 4 pc · Flat
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: C5

Property features: Park, Place Of Worship, Public Transit

Condo corp #: 649
Balcony: Open
Locker: Exclusive
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Fan Coil
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick Veneer
Fronting on: —
Cross street: Dundas St E & Hamilton St N
Stories: 5
Utilities: —
Laundry: In-Suite Laundry, Laundry Closet
Interior: Carpet Free, On Demand Water Heater, Primary Bedroom - Main Floor, Storage Area Lockers, Water Meter
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROCKHAVEN REALTY INC.

Source: TRREB/PROPTX · MLS® X13061356

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$585K

Unit 503 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $585,000✓ $3,839 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,072/mo

incl. closing costs (yr 1)

Annual total

$60,866

year 1

Mortgage only

$2,219/mo

principal + interest

Beyond mortgage

$1,713/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$117,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$320/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,850/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$40/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,175

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $26,632/yr

Property taxes20% $12,014/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,850/yr

Condo fees9% $5,711/yr

Closing costs8% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,632	$2,219/mo
Government & taxes
Property tax	$3,839	$320/mo
Land transfer tax(closing)	$8,175	$681/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,850	$488/mo
Condo fees
Condo / HOA fees	$5,711	$476/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$60,866	$5,072/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 503

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs