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$315K · 3 bed Condo Townhouse · Unit 51, 595 Third Street, London, Ontario N5V 4A1 | HomeSearchCanada

$315,000

Unit 51

85 DOM

3285d

Map

⚡ Insider Deal

DOM 85

↓ $14KPrice Reduced

$315,000

↓ $14K

DOM85days

Unit 51

595 Third Street · London · Ontario N5V 4A1

MLS® X13055678 · East H · N5V 4A1

32Vacant1000-1199 ft²Condo TownhouseNoneFull85d$286/ft²$1,760 tax/yrFull

85 days on market

About this home

Welcome to this beautifully updated 3-bedrooms, 1.5-bath home-an ideal opportunity for first-time buyers, downsizers, or investors. Recent upgrades include fresh interior paint, modern bathroom vanities, and more. The home is perfectly located close to Fanshawe College, London International Airport, schools, shopping, restaurants, public transit, and offers quick access to major highways. The main level features a spacious living area highlighted by an electric fireplace, a comfortable dining sp…

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Property details

MLS#: X13055678
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 7 + 3
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full
Style: 2-Storey
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 2 pc · Main; 4 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 181
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: None
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: THIRD ST AND OXFORD ST
Stories: 1
Utilities: —
Laundry: In Basement
Interior: Other
Parking features: Surface

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $14KPrice reduction

MLS shows the seller reduced the asking price by $14,000 (from $329,000 to $315,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: SHRINE REALTY BROKERAGE LTD.

Source: TRREB/PROPTX · MLS® X13055678

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$315K

Unit 51 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $315,000✓ $1,760 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,092/mo

incl. closing costs (yr 1)

Annual total

$37,106

year 1

Mortgage only

$1,195/mo

principal + interest

Beyond mortgage

$1,172/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$63,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$147/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,150/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$28/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,200

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $14,340/yr

Property taxes13% $4,960/yr

Utilities11% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,150/yr

Condo fees11% $3,996/yr

Closing costs14% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$14,340	$1,195/mo
Government & taxes
Property tax	$1,760	$147/mo
Land transfer tax(closing)	$3,200	$267/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,150	$263/mo
Condo fees
Condo / HOA fees	$3,996	$333/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$37,106	$3,092/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 51

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs