$280K · 2 bed Condo Apartment · Unit 401, 570 William Street, London, Ontario N6B 3E9

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About this home

Please note this is one of three largest floor plans in the building. This 2 bedroom unit has been nicely maintained and has a good size balcony facing William Street. Large living/dining room with laminate flooring plus hall/2 bedrooms, ceramic tiles in bathroom/kitchen. This unit has 2 large bedrooms (not like others in building) plus lots of closet space. All appliances included, new this year washer/heat pump dryer, wall mounted heating/cooling unit & microwave. This is a bright & sunny unit…

Property details

MLS#

X13054814

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

1 full, 0 half

Rooms

Kitchens

Size

800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

Apartment

Type

Condo Apartment

Year built

—Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: E3-2

Condo corp #: 665
Balcony: Open
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Central
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Separate Hydro Meter
Parking features: Surface

Price movement & seller pressure

↓ $20KPrice reduction

MLS shows the seller reduced the asking price by $20,000 (from $299,900 to $279,900).

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $279,900✓ $2,582 tax✓ Electric✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,025/mo

incl. closing costs (yr 1)

Annual total

$36,300

year 1

Mortgage only

$1,062/mo

principal + interest

Beyond mortgage

$1,282/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$55,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$215/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~850 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,799/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$44/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,674

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)35% $12,742/yr

Property taxes14% $5,256/yr

Utilities7% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance8% $2,799/yr

Condo fees17% $6,343/yr

Closing costs14% $5,100/yr

Mortgage is 35% of your true cost of ownership. The other 65% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$12,742	$1,062/mo
Government & taxes
Property tax	$2,582	$215/mo
Land transfer tax(closing)	$2,674	$223/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,799	$233/mo
Condo fees
Condo / HOA fees	$6,343	$529/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$36,300	$3,025/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 401

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs