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$500K · 2 bed Condo Townhouse · Unit 4, 445 Riverside Drive, London, Ontario N6H 2R8 | HomeSearchCanada

$499,900

Unit 4

132 DOM

22132d

Map

DOM 132

↓ $40KMotivated Seller

$499,900

↓ $40KMotivated Seller

DOM132days

Unit 4

445 Riverside Drive · London · Ontario N6H 2R8

MLS® X13048294 · North N · N6H 2R8

22Vacant1200-1399 ft²Condo Townhouse2-car AttachedPartially Finished132d$385/ft²$4,292 tax/yrBuilt 198541 yrs oldPartially Finished

132 days on market

About this home

Welcome to River Oaks, an exclusive condominium community nestled in desirable West London. This executive home features two bedrooms, a finished rec room, and an extra office. The spacious great room boasts vaulted ceilings and a cozy gas fireplace, making it perfect for both relaxing and entertaining. Natural light floods in from solar tubes in the bathrooms and kitchen. The main floor offers a renovated 3pc bathroom, laundry, and a 3-piece bathroom in the basement. Outside, enjoy a deck and f…

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Property details

MLS#: X13048294
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Partially Finished
Style: Bungalow
Type: Condo Townhouse
Year built: 1985

Occupancy: Vacant
Washrooms: 3 pc · Main; 3 pc · Lower
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Zoning: r1-5

Condo corp #: 248
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: wonderland
Stories: 1
Utilities: —
Laundry: Laundry Closet
Interior: Primary Bedroom - Main Floor, Solar Owned, Water Heater
Parking features: Private

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $40KPrice reduction

MLS shows the seller reduced the asking price by $40,000 (from $539,900 to $499,900).

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: SUTTON GROUP - SELECT REALTY

Source: TRREB/PROPTX · MLS® X13048294

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$500K

Unit 4 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,900✓ $4,292 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,653/mo

incl. closing costs (yr 1)

Annual total

$55,841

year 1

Mortgage only

$1,896/mo

principal + interest

Beyond mortgage

$1,759/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$358/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$46/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $22,758/yr

Property taxes19% $10,765/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,999/yr

Condo fees12% $6,660/yr

Closing costs9% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,758	$1,896/mo
Government & taxes
Property tax	$4,292	$358/mo
Land transfer tax(closing)	$6,473	$539/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,999	$417/mo
Condo fees
Condo / HOA fees	$6,660	$555/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$55,841	$4,653/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 4

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs