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$600K · 4 bed Condo Apartment · Unit 501, 630 Princess Street, Kingston, Ontario K7L 1E3 | HomeSearchCanada

$599,900

Unit 501

90 DOM

4290d

Map

⚡ Insider Deal

DOM 90

↓ $20KMotivated SellerPrice Reduced

$599,900

↓ $20KMotivated Seller

DOM90days

Unit 501

630 Princess Street · Kingston · Ontario K7L 1E3

MLS® X13043062 · 14 - Central City East · K7L 1E3

42Vacant1200-1399 ft²Condo Apartment1-car UndergroundNo basement90d$462/ft²$5,700 tax/yrBuilt 20188 yrs oldNo basement

90 days on market

About this home

Welcome to downtown living in the heart of Kingston! This bright and spacious 4-bedroom, 2-bathroom condo offers an ideal blend of comfort and convenience-perfect for investors, students or urban professionals. Featuring an open-concept living, dining and kitchen area, the layout is both functional and inviting, with large windows throughout providing and abundance of natural light. Each bedroom is generously sized with ample closet space, and the unit includes convenient in-suite laundry. Locat…

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Property details

MLS#: X13043062
Status: Buy Now
Property class: Residential Condo & Other
Beds: 4
Baths: 2 full, 0 half
Rooms: 9
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 2018

Occupancy: Vacant
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 79
Balcony: None
Locker: None
Fees include: Heat Included, Water Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Nelson St
Stories: 5
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote, Carpet Free
Parking features: Reserved/Assigned, Underground

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $20KPrice reduction

MLS shows the seller reduced the asking price by $20,100 (from $620,000 to $599,900).

Motivated SellerWhy this label

90 days on market — Listing has been active for 90 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX FINEST REALTY INC., BROKERAGE

Source: TRREB/PROPTX · MLS® X13043062

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$600K

Unit 501 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,900✓ $5,700 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,651/mo

incl. closing costs (yr 1)

Annual total

$67,814

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$2,211/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$475/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$67/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $27,310/yr

Property taxes21% $14,173/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $5,999/yr

Condo fees14% $9,672/yr

Closing costs8% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,310	$2,276/mo
Government & taxes
Property tax	$5,700	$475/mo
Land transfer tax(closing)	$8,473	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,999	$500/mo
Condo fees
Condo / HOA fees	$9,672	$806/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$67,814	$5,651/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 501

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs