$415K · 2 bed Condo Townhouse · Unit 32, 633 Lakeridge Drive, Ottawa, Ontario K4A 0H4

Loading neighbourhood intel…

About this home

Welcome to 633 Lakeridge, an exceptional opportunity to own a rare top-floor end unit designed for comfort, privacy, and natural light. With the majority of the home facing south and west, sunlight pours in throughout the day, creating a warm and inviting atmosphere in every room. This meticulously maintained condo has been recently painted and thoughtfully updated with modern light fixtures, offering a fresh, move-in-ready feel. The layout is both functional and elegant, featuring two spacious…

Property details

MLS#

X13040200

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

3 full, 0 half

Rooms

7 + 2

Kitchens

Size

1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

Stacked Townhouse

Type

Condo Townhouse

Year built

2003

Occupancy: Owner Occupied
Washrooms: 2 pc · Main; 3 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Asphalt Shingle

Condo corp #: 760
Balcony: Open
Locker: None
Fees include: Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding · Porch
Fronting on: —
Cross street: Esprit Dr and Vistapark Dr
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: Reserved/Assigned, Surface

Price movement & seller pressure

↓ $15KPrice reduction

MLS shows the seller reduced the asking price by $14,900 (from $429,900 to $415,000).

Motivated SellerWhy this label

90 days on market — Listing has been active for 90 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $415,000✓ $3,102 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,867/mo

incl. closing costs (yr 1)

Annual total

$46,398

year 1

Mortgage only

$1,574/mo

principal + interest

Beyond mortgage

$1,436/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$83,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$258/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,150/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$33/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,775

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $18,893/yr

Property taxes17% $7,877/yr

Utilities9% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,150/yr

Condo fees10% $4,819/yr

Closing costs11% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,893	$1,574/mo
Government & taxes
Property tax	$3,102	$258/mo
Land transfer tax(closing)	$4,775	$398/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,150	$346/mo
Condo fees
Condo / HOA fees	$4,819	$402/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,398	$3,867/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 32

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

Request a Showing

Request a Showing

Annual costs