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$400K · 2 bed Condo Apartment · Unit 306, 479 Charlton Avenue, Hamilton, Ontario L8N 0B4 | HomeSearchCanada

$399,900

Unit 306

22TenantOccupied

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$399,900

Unit 306

479 Charlton Avenue · Hamilton · Ontario L8N 0B4

MLS® X13033204 · Stinson · L8N 0B4

22TenantOccupied700-799 ft²Condo Apartment1-car UndergroundNo basement$534/ft²$4,521 tax/yrBuilt 200323 yrs oldNo basement

About this home

Welcome to 479 Charlton, a modern and spacious 2-bedroom, 2 full bathroom unit designed for comfortable urban living. This large open-concept layout features high-end finishes throughout, seamlessly blending style and functionality. Floor-to-ceiling windows flood the space with natural light, creating a bright and inviting atmosphere. The primary bedroom offers a walk-in closet and private ensuite, providing both convenience and comfort. Enjoy outdoor living on the generous balcony overlooking a…

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Property details

MLS#: X13033204
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 7
Kitchens: 1
Size: 700-799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 2003

Occupancy: Tenant Occupied
Washrooms: 3 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Flat
Foundation: Poured Concrete
Property features: Public Transit, School, School Bus Route, Ravine

Condo corp #: 599
Balcony: Open
Locker: Owned
Association amenities: Elevator, Exercise Room, Party Room/Meeting Room
Fees include: Building Insurance Included, Common Elements Included, Heat Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stucco (Plaster)
Fronting on: —
Cross street: Sherman Access/Charlton Ave E
Stories: 3
Utilities: —
Laundry: In-Suite Laundry, Laundry Room
Interior: None
Parking features: None

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: MICHAEL ST.JEAN REALTY INC.

Source: TRREB/PROPTX · MLS® X13033204

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$400K

Unit 306 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,900✓ $4,521 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,168/mo

incl. closing costs (yr 1)

Annual total

$50,018

year 1

Mortgage only

$1,517/mo

principal + interest

Beyond mortgage

$1,820/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$377/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$57/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,474

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $18,205/yr

Property taxes18% $8,995/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $3,999/yr

Condo fees16% $8,158/yr

Closing costs10% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,205	$1,517/mo
Government & taxes
Property tax	$4,521	$377/mo
Land transfer tax(closing)	$4,474	$373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,999	$333/mo
Condo fees
Condo / HOA fees	$8,158	$680/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,018	$4,168/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 306

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs