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$375K · 3 bed Condo Apartment · Unit 123, Wellington Mews, 440 Wellington Street, St. Thomas, Ontario N5R 5X5 | HomeSearchCanada

$375,000

Unit 123

136 DOM

32136d

Map

DOM 136

↓ $10KMotivated Seller

$375,000

↓ $10KMotivated Seller

DOM136days

Unit 123

Wellington Mews · 440 Wellington Street · St. Thomas · Ontario N5R 5X5

MLS® X13032342 · St. Thomas · N5R 5X5

32Vacant1000-1199 ft²Condo ApartmentNoneNo basement136d$341/ft²$2,480 tax/yrNo basement

Neighbourhood Range

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About this home

Welcome to this well-maintained, first-time-on-the-market 3-bedroom main floor condo-perfect for families, downsizers, or anyone seeking convenient, comfortable living. This bright and spacious unit offers an ideal layout with three generously sized bedrooms. The primary bedroom features a walk-in closet and a private 2-piece ensuite. Enjoy the ease of main floor living with no stairs, along with the added convenience of in-suite laundry. The functional kitchen and open living/dining area creat…

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Property details

MLS#: X13032342
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 3 pc · Main
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Fireplace features: Family Room, Natural Gas

Building name: Wellington Mews
Condo corp #: 2
Balcony: Terrace
Locker: None
Fees include: Water Included, Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Wall Unit(s), Window Unit(s)
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: —
Cross street: stokes and highview
Stories: 1
Utilities: —
Laundry: Ensuite
Laundry level: Main Level
Interior: None
Parking features: —

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $10KPrice reduction

MLS shows the seller reduced the asking price by $10,000 (from $385,000 to $375,000).

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE TRILAND REALTY

Source: TRREB/PROPTX · MLS® X13032342

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$375K

Unit 123 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $375,000✓ $2,480 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,538/mo

incl. closing costs (yr 1)

Annual total

$42,451

year 1

Mortgage only

$1,423/mo

principal + interest

Beyond mortgage

$1,315/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$75,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$207/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$41/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,100

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $17,072/yr

Property taxes16% $6,580/yr

Utilities6% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,750/yr

Condo fees14% $5,889/yr

Closing costs12% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,072	$1,423/mo
Government & taxes
Property tax	$2,480	$207/mo
Land transfer tax(closing)	$4,100	$342/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,750	$313/mo
Condo fees
Condo / HOA fees	$5,889	$491/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$42,451	$3,538/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 123

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs