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$300K · 3 bed Condo Townhouse · Unit 27, 45 Gatewood Place, London, Ontario N5Y 5A4 | HomeSearchCanada

$300,000

Unit 27

92 DOM

3292d

Map

DOM 92

↓ $20KMotivated Seller

$300,000

↓ $20KMotivated Seller

DOM92days

Unit 27

45 Gatewood Place · London · Ontario N5Y 5A4

MLS® X13032276 · East A · N5Y 5A4

32Vacant1000-1199 ft²Condo TownhouseNonePartially Finished92d$273/ft²$1,894 tax/yrBuilt 198541 yrs oldPartially Finished

Neighbourhood Range

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About this home

Welcome to 45 Gatewood Place, Unit 27! This beautifully maintained 3-bedroom, 2-bathroom townhouse offers the perfect blend of comfort, functionality, and value - ideal for first-time home buyers, growing families, or savvy investors! The bright and spacious main floor features modern flooring and plenty of natural light, creating a warm and inviting living space. The open layout flows effortlessly into the kitchen and eat-in kitchen area, complete with a walkout to a private rear patio-perfect…

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Property details

MLS#: X13032276
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 7 + 1
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Partially Finished
Style: 2-Storey
Type: Condo Townhouse
Year built: 1985

Occupancy: Vacant
Washrooms: 4 pc · Second; 2 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle

Fireplaces: 1

Condo corp #: 334
Balcony: None
Locker: None
Fees include: Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: —
Cross street: Huron St and Gatewood Rd
Stories: 1
Utilities: —
Laundry: In Basement
Laundry level: Lower Level
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $20KPrice reduction

MLS shows the seller reduced the asking price by $19,900 (from $319,900 to $300,000).

Motivated SellerWhy this label

92 days on market — Listing has been active for 92 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: CENTURY 21 FIRST CANADIAN CORP

Source: TRREB/PROPTX · MLS® X13032276

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$300K

Unit 27 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $300,000✓ $1,894 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,102/mo

incl. closing costs (yr 1)

Annual total

$37,227

year 1

Mortgage only

$1,138/mo

principal + interest

Beyond mortgage

$1,258/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$60,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$158/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$35/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $13,657/yr

Property taxes13% $4,869/yr

Utilities11% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,000/yr

Condo fees14% $5,040/yr

Closing costs14% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$13,657	$1,138/mo
Government & taxes
Property tax	$1,894	$158/mo
Land transfer tax(closing)	$2,975	$248/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,000	$250/mo
Condo fees
Condo / HOA fees	$5,040	$420/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$37,227	$3,102/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 27

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs