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$575K · 2+1 bed Condo Townhouse · Unit 20, 215 North Centre Road, London, Ontario N5X 4E3 | HomeSearchCanada

$574,900

Unit 20

92 DOM

2+1392d

Map

⚡ Insider Deal

DOM 92

↓ $15KMotivated SellerPrice Reduced

$574,900

↓ $15KMotivated Seller

DOM92days

Unit 20

215 North Centre Road · London · Ontario N5X 4E3

MLS® X13029964 · North B · N5X 4E3

2+13OwnerOccupied1000-1199 ft²Condo Townhouse1-car AttachedFinished, Full92d$523/ft²$3,940 tax/yrBuilt 200323 yrs oldFinished, Full

92 days on market

About this home

Welcome to this beautifully updated 2+1 bedroom condo in highly sought-after Masonville. Thoughtfully designed with modern finishes throughout, this home offers a bright, open-concept main level featuring a stylish kitchen with timeless cabinetry, tiled backsplash, and a large island with breakfast bar-perfect for everyday living and entertaining. The spacious living room is filled with natural light from a large window and walkout slider leading to a generous new deck. The primary suite boast…

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Property details

MLS#: X13029964
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2+1
Baths: 3 full, 0 half
Rooms: 6 + 4
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished, Full
Style: Bungalow
Type: Condo Townhouse
Year built: 2003

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 3 pc · Main; 3 pc · Basement
Family room: Family room
Central vacuum: No
Ensuite laundry: No
Special designation: Other, Unknown

Roof: Shingles
Foundation: Poured Concrete

Condo corp #: 463
Balcony: None
Locker: None
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Deck, Porch
Fronting on: —
Cross street: ON THE SOUTH SIDE OF NORTH CENTRE ROAD
Stories: 1
Utilities: —
Laundry: Laundry Closet
Interior: Primary Bedroom - Main Floor
Parking features: Private

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $15KPrice reduction

MLS shows the seller reduced the asking price by $15,000 (from $589,900 to $574,900).

Motivated SellerWhy this label

92 days on market — Listing has been active for 92 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE TRILAND PREMIER BROKERAGE

Source: TRREB/PROPTX · MLS® X13029964

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$575K

Unit 20 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $574,900✓ $3,940 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,903/mo

incl. closing costs (yr 1)

Annual total

$58,840

year 1

Mortgage only

$2,181/mo

principal + interest

Beyond mortgage

$1,600/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$114,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$328/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,749/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$30/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $26,172/yr

Property taxes20% $11,913/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,749/yr

Condo fees7% $4,346/yr

Closing costs9% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,172	$2,181/mo
Government & taxes
Property tax	$3,940	$328/mo
Land transfer tax(closing)	$7,973	$664/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,749	$479/mo
Condo fees
Condo / HOA fees	$4,346	$362/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,840	$4,903/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 20

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs