$669K · 3 bed Condo Townhouse · Unit 11, 185 North Centre Road, London, Ontario N5X 4C9

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About this home

Nestled in the heart of desirable Masonville, this exceptional 3-bedroom, 3.5-bathroom townhouse offers approximately 1,852 sq. ft. of finished living space, including a fully finished basement, in one of the city's most sought-after communities.Ideally situated within walking distance to Masonville Mall, Western University, University Hospital, restaurants, grocery stores, fitness centres, medical offices, major transit routes, and everyday amenities, this location offers an unmatched lifestyle…

Property details

MLS#

X13023320

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

3 full, 0 half

Rooms

10 + 4

Kitchens

Size

1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Finished, Full

Style

2-Storey

Type

Condo Townhouse

Year built

—Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 2 pc · Main; 3 pc · Second; 3 pc · Lower
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Condo corp #: 463
Balcony: None
Locker: None
Fees include: None
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: —
Cross street: Richmond St, North of Fanshawe Park Road, First Street to the right, Complex on right side of North Centre Road
Stories: 1
Utilities: —
Laundry: Inside
Interior: Other
Parking features: Private

Price movement & seller pressure

↓ $20KPrice reduction

MLS shows the seller reduced the asking price by $20,000 (from $689,000 to $669,000).

Motivated SellerWhy this label

93 days on market — Listing has been active for 93 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $669,000✓ $3,990 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,483/mo

incl. closing costs (yr 1)

Annual total

$65,791

year 1

Mortgage only

$2,538/mo

principal + interest

Beyond mortgage

$1,665/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$133,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$332/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,690/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$29/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,855

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $30,456/yr

Property taxes21% $13,845/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,690/yr

Condo fees6% $4,140/yr

Closing costs8% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,456	$2,538/mo
Government & taxes
Property tax	$3,990	$332/mo
Land transfer tax(closing)	$9,855	$821/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,690	$558/mo
Condo fees
Condo / HOA fees	$4,140	$345/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$65,791	$5,483/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 11

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs