$350K · 2 bed Condo Apartment · Unit 10, 179 Herchimer Avenue, Belleville, Ontario K8N 4G7

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About this home

Welcome to Cedarwood Condominiums, a hidden gem in a highly sought-after, well-managed community in Belleville's East End. For nearly four decades, the seller has cherished the tranquil, oasis-like atmosphere of Cedarwood. Tucked privately off Herchimer Avenue, this amazing community offers an idyllic retreat where you can relax by the private residents' in-ground pool and poolside deck, surrounded by friends and neighbours amidst nature with resident private gardens, manicured grounds on 2.6 ac…

Property details

MLS#

X13015590

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

2 full, 0 half

Rooms

Kitchens

Size

1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

Apartment

Type

Condo Apartment

Year built

1985

Occupancy: Owner Occupied
Washrooms: 3 pc · Second; 4 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry
Special designation: Accessibility, Unknown

Zoning: R2

Waterfront: Yes

Condo corp #: 22
Balcony: Open
Locker: None
Association amenities: Outdoor Pool
Fees include: Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Wall Unit(s)
Fireplaces: —
Exterior: Brick
Fronting on: —
Cross street: HERCHIMER/DUNDAS ST E.
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: Primary Bedroom - Main Floor
Parking features: —

Price movement & seller pressure

↓ $25KPrice reduction

MLS shows the seller reduced the asking price by $25,100 (from $375,000 to $349,900).

Motivated SellerWhy this label

140 days on market — Listing has been active for 140 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $349,900✓ $3,130 tax✓ Electric✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,762/mo

incl. closing costs (yr 1)

Annual total

$45,142

year 1

Mortgage only

$1,327/mo

principal + interest

Beyond mortgage

$1,666/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$69,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$261/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,300 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$67/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,724

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)35% $15,929/yr

Property taxes15% $6,854/yr

Utilities5% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,499/yr

Condo fees21% $9,700/yr

Closing costs11% $5,100/yr

Mortgage is 35% of your true cost of ownership. The other 65% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,929	$1,327/mo
Government & taxes
Property tax	$3,130	$261/mo
Land transfer tax(closing)	$3,724	$310/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,499	$292/mo
Condo fees
Condo / HOA fees	$9,700	$808/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$45,142	$3,762/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 10

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs