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$345K · 1 bed Condo Apartment · Unit 1003, 195 Besserer Street, Ottawa, Ontario K1N 0B6 | HomeSearchCanada

$345,000

Unit 1003

112 DOM

11112d

Map

⚡ Insider Deal

DOM 112

↓ $20KMotivated SellerPrice Reduced

$345,000

↓ $20KMotivated Seller

DOM112days

Unit 1003

195 Besserer Street · Ottawa · Ontario K1N 0B6

MLS® X13013634 · 4003 - Sandy Hill · K1N 0B6

11TenantOccupied600-699 ft²Condo ApartmentNoneNo basement112d$531/ft²$3,615 tax/yrNo basement

112 days on market

About this home

Experience the best of urban living in this stunning 1-bedroom + den condominium, offering breathtaking views and a modern open-concept design. Featuring hardwood floors and tile throughout, this spacious unit boasts both a private balcony and terrace, perfect for enjoying the city skyline. Enjoy 24-hour security for peace of mind, along with incredible building amenities designed to enhance your lifestyle. Located just steps from some of Ottawas most iconic landmarks, including the Rideau Centr…

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Property details

MLS#: X13013634
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 4
Kitchens: 1
Size: 600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 4 pc · Ground
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 1002
Balcony: Open
Locker: Exclusive
Fees include: Heat Included, Water Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Rideau St & Cumberland St.
Stories: 10
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: —

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $20KPrice reduction

MLS shows the seller reduced the asking price by $20,000 (from $365,000 to $345,000).

Motivated SellerWhy this label

112 days on market — Listing has been active for 112 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX ABSOLUTE WALKER REALTY

Source: TRREB/PROPTX · MLS® X13013634

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$345K

Unit 1003 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $345,000✓ $3,615 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,525/mo

incl. closing costs (yr 1)

Annual total

$42,297

year 1

Mortgage only

$1,309/mo

principal + interest

Beyond mortgage

$1,453/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$69,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$301/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,450/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$36/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,650

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $15,706/yr

Property taxes17% $7,265/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,450/yr

Condo fees12% $5,216/yr

Closing costs12% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,706	$1,309/mo
Government & taxes
Property tax	$3,615	$301/mo
Land transfer tax(closing)	$3,650	$304/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,450	$288/mo
Condo fees
Condo / HOA fees	$5,216	$435/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$42,297	$3,525/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1003

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs