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$669K · 2 bed Condo Apartment · Unit 405, 19 Guelph Avenue, Cambridge, Ontario N3C 1A2 | HomeSearchCanada

$669,000

Unit 405

74 DOM

2274d

Map

DOM 74

Waterfront

$669,000

DOM74days

Unit 405

19 Guelph Avenue · Cambridge · Ontario N3C 1A2

MLS® X13011778 · N3C 1A2

22OwnerOccupied1000-1199 ft²Condo ApartmentNoneNo basement74d$608/ft²$4,661 tax/yrNo basement

74 days on market

About this home

Welcome to riverfront living at its finest in the heart of Downtown Hespeler. Set within the beautifully restored American Standard Factory, thoughtfully converted into striking loft-style residences in 2020, this top-floor condo offers a rare blend of historic character and modern design. Spanning 1,087 square feet, this exceptional 2-bedroom, 2-bathroom suite is defined by its bright, open-concept layout and breathtaking views of the Speed River. Four oversized windows, each with its own Julie…

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Property details

MLS#: X13011778
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 8
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Loft
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Waterfront: Yes
Water view: Direct
Water body: Speed River
Shoreline: Other
Waterfront features: River Front

Condo corp #: 701
Balcony: Juliette
Locker: Owned
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Heat Pump
Heating fuel: Other
Cooling: Other
Fireplaces: —
Exterior: Stone
Fronting on: —
Cross street: Guelph and Queen
Stories: 4
Utilities: —
Laundry: Ensuite
Interior: Brick & Beam, On Demand Water Heater, Separate Heating Controls, Storage Area Lockers
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Eaton Realty Inc., Brokerage

Source: TRREB/PROPTX · MLS® X13011778

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$669K

Unit 405 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $669,000✓ $4,661 tax✓ Other✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,730/mo

incl. closing costs (yr 1)

Annual total

$68,760

year 1

Mortgage only

$2,538/mo

principal + interest

Beyond mortgage

$1,912/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$133,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$388/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo · assumes gas heat

Other$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,690/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$45/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,855

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $30,456/yr

Property taxes21% $14,516/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,690/yr

Condo fees9% $6,438/yr

Closing costs7% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,456	$2,538/mo
Government & taxes
Property tax	$4,661	$388/mo
Land transfer tax(closing)	$9,855	$821/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Other	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,690	$558/mo
Condo fees
Condo / HOA fees	$6,438	$537/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$68,760	$5,730/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 405

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs