$285K · 1 bed Condo Apartment · Unit 605, 1600 Adelaide Street, London, Ontario N5X 3H6

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About this home

Welcome to 605-1600 Adelaide St N, an extensively updated one bedroom condominium apartment in desirable London North, overlooking treed area with a creek. Updated laminate flooring extends through the spacious living room featuring an electric fireplace. Large east facing windows welcome the morning sun into the dining area and sitting room. The galley kitchen was updated 10 years ago with refaced cabinets, new countertop, refrigerator / freezer, self-cleaning oven, and ceramic tile flooring f…

Property details

MLS#

X13010980

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

1 full, 0 half

Rooms

Kitchens

Size

700-799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

1 Storey/Apt

Type

Condo Apartment

Year built

—Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Flat
Property features: Public Transit, School

Fireplace features: Electric

Condo corp #: 116
Balcony: None
Locker: None
Association amenities: Elevator, Exercise Room, Party Room/Meeting Room
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Heat Pump
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Concrete · Backs On Green Belt, Controlled Entry, Year Round Living
Fronting on: —
Cross street: Grenfell Drive
Stories: 6
Utilities: —
Laundry: Electric Dryer Hookup, In-Suite Laundry, Washer Hookup
Interior: Floor Drain, Separate Heating Controls, Separate Hydro Meter, Storage, Wheelchair Access, Water Heater Owned
Parking features: —

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $284,900✓ $1,727 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,020/mo

incl. closing costs (yr 1)

Annual total

$36,235

year 1

Mortgage only

$1,081/mo

principal + interest

Beyond mortgage

$1,251/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$56,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$144/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,849/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$37/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,749

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $12,970/yr

Property taxes12% $4,476/yr

Utilities11% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $2,849/yr

Condo fees15% $5,280/yr

Closing costs14% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$12,970	$1,081/mo
Government & taxes
Property tax	$1,727	$144/mo
Land transfer tax(closing)	$2,749	$229/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,849	$237/mo
Condo fees
Condo / HOA fees	$5,280	$440/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$36,235	$3,020/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 605

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