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$1.45M · 5+1 bed Detached · 553 Gilmour Street, Ottawa, Ontario K1R 5L5 | HomeSearchCanada

$1,450,000

553 Gilmour Street

54 DOM

5+1354d

Map

DOM 54

↓ $75K

$1,450,000

↓ $75K

DOM54days

553 Gilmour Street

Ottawa · Ontario K1R 5L5

MLS® X13007064 · 4103 - Ottawa Centre · K1R 5L5

5+13OwnerOccupied2500-3000 ft²Detached1-car DetachedFull, Finished54d$527/ft²Lot 28.5 x 109 ft$10,121 tax/yrFull, Finished

54 days on market

About this home

553 Gilmour Street offers a rare chance to own a true piece of Ottawa's architectural history in the heart of Centretown, just steps from Dundonald Park and surrounded by some of the city's best cafés, restaurants, and everyday amenities. Originally built in 1898, this Victorian residence blends timeless design with an impressive sense of scale, offering nearly 3,000 sq ft of living space across three full levels. The home's wood and brick exterior immediately sets it apart. Inside, a rich colle…

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Property details

MLS#: X13007064
Status: Buy Now
Property class: Residential Freehold
Beds: 5+1
Baths: 3 full, 0 half
Rooms: 9 + 1
Kitchens: 1
Size: 2500-3000Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Finished
Style: 3-Storey
Type: Detached
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 041200086
Roll / ARN: 061406310104000

Occupancy: Owner Occupied
Washrooms: 2 pc; 3 pc; 4 pc
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Stone

Garage: 1-car Detached
Garage spaces: 1
Parking: 2 total
Lot: 28.5 × 109
Heating: Radiant
Heating fuel: Gas
Cooling: Wall Unit(s)
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: North
Cross street: Gilmour St & Bay St
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: —

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $75KPrice reduction

MLS shows the seller reduced the asking price by $75,000 (from $1,525,000 to $1,450,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ENGEL & VOLKERS OTTAWA

Source: TRREB/PROPTX · MLS® X13007064

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$1.45M

553 Gilmour Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,450,000✓ $10,121 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$10,681/mo

incl. closing costs (yr 1)

Annual total

$128,176

year 1

Mortgage only

$5,501/mo

principal + interest

Beyond mortgage

$2,599/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$290,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$843/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$14,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$25,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $66,010/yr

Property taxes28% $35,596/yr

Utilities4% $5,370/yr

Insurance & security1% $1,600/yr

Maintenance11% $14,500/yr

Closing costs4% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$66,010	$5,501/mo
Government & taxes
Property tax	$10,121	$843/mo
Land transfer tax(closing)	$25,475	$2,123/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$14,500	$1,208/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$128,176	$10,681/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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553 Gilmour Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs