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$340K · 3 bed Condo Townhouse · Unit 36, Kensington Gate, 398 Wickstead Avenue, North Bay, Ontario P1A 3L8 | HomeSearchCanada

$339,900

Unit 36

123 DOM

32123d

Map

DOM 123

Motivated Seller

$339,900

Motivated Seller

DOM123days

Unit 36

Kensington Gate · 398 Wickstead Avenue · North Bay · Ontario P1A 3L8

MLS® X13006980 · Birchaven · P1A 3L8

32TenantOccupied1200-1399 ft²Condo TownhouseNoneFinished123d$262/ft²$2,278 tax/yrFinished

123 days on market

About this home

This well-maintained end-unit townhouse condominium at 398 Wickstead offers a flexible and family-friendly layout in a desirable location. Featuring 3 bedrooms and 1.5 bathrooms, the home was originally designed with 4 bedrooms on the upper level-the current owner has opened up one wall to create a spacious primary bedroom, with the option to easily convert it back to a 4-bedroom layout if desired. The home is equipped with a natural gas furnace and hot water tank for efficient, reliable comfort…

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Property details

MLS#: X13006980
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 11
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished
Style: 2-Storey
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 4 pc · Second; 2 pc · Main
Family room: Family room
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: RM2

Fireplace features: Family Room

Building name: Kensington Gate
Condo corp #: 12
Balcony: None
Locker: None
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Sage and Mountainview Dr
Stories: —
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: —

Additional listing data

ListAOR: North Bay and Area REALTORS Association

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

123 days on market — Listing has been active for 123 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: REALTY EXECUTIVES Local Group Inc. Brokerage

Source: TRREB/PROPTX · MLS® X13006980

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$340K

Unit 36 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $339,900✓ $2,278 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,442/mo

incl. closing costs (yr 1)

Annual total

$41,307

year 1

Mortgage only

$1,289/mo

principal + interest

Beyond mortgage

$1,397/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$67,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$190/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,399/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$41/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,574

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $15,474/yr

Property taxes14% $5,852/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,399/yr

Condo fees14% $5,922/yr

Closing costs12% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,474	$1,289/mo
Government & taxes
Property tax	$2,278	$190/mo
Land transfer tax(closing)	$3,574	$298/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,399	$283/mo
Condo fees
Condo / HOA fees	$5,922	$494/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$41,307	$3,442/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 36

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs