$949K · 2 bed Condo Apartment · Unit 1104, Falling Water, 131 Wurtemburg Street, Ottawa, Ontario K1N 1J2

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About this home

This Luxury Condo in the exclusive "Falling Waters" building, has only 4 units per floor, backs on to the Rideau River in a park like setting in the middle of the city. This lovely 2 bedroom plus den/office unit is approx. 1800 sqft with an enviable southwest and east exposure, boasting views of the Rideau River, city views of downtown Ottawa including the park in front of the building and Parliament Hill, beautiful sunsets and July 1 fireworks. The spacious foyer with large coat closet welcomes…

Property details

MLS#

X13005082

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

2 full, 0 half

Rooms

Kitchens

Size

1800-1999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

Apartment

Type

Condo Apartment

Year built

—Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc; 5 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Clear View, Electric Car Charger, Park, River/Stream, Terraced

Fireplaces: 1

View: City, Park/Greenbelt, River

Building name: Falling Water
Condo corp #: 650
Balcony: Open
Locker: Exclusive
Association amenities: Party Room/Meeting Room, Visitor Parking
Fees include: Heat Included, Water Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Water
Heating fuel: Other
Cooling: Central Air
Waterfront: No
Exterior: Brick · Landscaped, Patio
Fronting on: —
Cross street: Rideau Street and Wurtemburg
Stories: 11
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Storage Area Lockers
Parking features: Underground

Price movement & seller pressure

↓ $31KPrice reduction

MLS shows the seller reduced the asking price by $30,900 (from $979,900 to $949,000).

Motivated SellerWhy this label

98 days on market — Listing has been active for 98 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $949,000✓ $7,910 tax✓ Other✓ 1800-1999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,569/mo

incl. closing costs (yr 1)

Annual total

$102,834

year 1

Mortgage only

$3,600/mo

principal + interest

Beyond mortgage

$3,223/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$189,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$659/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,900 ft² · ON avg ~$75/mo · assumes gas heat

Other$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$112/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$15,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $43,203/yr

Property taxes23% $23,365/yr

Utilities4% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $9,490/yr

Condo fees16% $16,116/yr

Closing costs5% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$43,203	$3,600/mo
Government & taxes
Property tax	$7,910	$659/mo
Land transfer tax(closing)	$15,455	$1,288/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Other	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,490	$791/mo
Condo fees
Condo / HOA fees	$16,116	$1,343/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$102,834	$8,569/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1104

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs