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$500K · 2 bed Condo Townhouse · Unit Unit 42, 3202 VIVIAN Line, Stratford, Ontario N5A 0K6 | HomeSearchCanada

$499,900

Unit Unit 42

146 DOM

22146d

Map

New Build

DOM 146

Motivated Seller

$499,900

Motivated Seller

DOM146days

Unit Unit 42

3202 VIVIAN Line · Stratford · Ontario N5A 0K6

MLS® X12996108 · Stratford · N5A 0K6

22Vacant1400-1599 ft²Condo TownhouseNoneNo basement146d$333/ft²$0 tax/yrBuilt 20251 yr oldNo basement

146 days on market

About this home

Looking for brand new, easy living with a great location? This condo is for you! This 2 story, 2 bedroom, 2 bath condo is built to impress. Lots of natural light throughout the unit, great patio space, one parking spot and all appliances, hot water heater and softener included. Let the condo corporation take care of all the outdoor maintenance, while you enjoy the easy life! Located on the outskirts of town, close to Stratford Country Club, and easy walk to parks and Theatre and quick access for…

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Property details

MLS#: X12996108
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 8
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 2-Storey
Type: Condo Townhouse
Year built: 2025

Occupancy: Vacant
Washrooms: 4 pc · Main; 3 pc · Second
Family room: Family room
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: UR

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Golf, Arts Centre, Park, Electric Car Charger

Fireplaces: 0

Condo corp #: 66
Balcony: Open
Locker: Owned
Association amenities: Visitor Parking
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Vinyl Siding, Brick
Fronting on: —
Cross street: Romeo Street N.
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: On Demand Water Heater, Air Exchanger, Water Softener
Parking features: Reserved/Assigned

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Sutton Group - First Choice Realty Ltd.

Source: TRREB/PROPTX · MLS® X12996108

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$500K

Unit Unit 42 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,900✓ $0 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,049/mo

incl. closing costs (yr 1)

Annual total

$48,594

year 1

Mortgage only

$1,896/mo

principal + interest

Beyond mortgage

$1,155/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$26/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $22,758/yr

Property taxes13% $6,473/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $4,999/yr

Condo fees8% $3,704/yr

Closing costs10% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,758	$1,896/mo
Government & taxes
Land transfer tax(closing)	$6,473	$539/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,999	$417/mo
Condo fees
Condo / HOA fees	$3,704	$309/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$48,594	$4,049/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit Unit 42

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs