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$479,900
3202 VIVIAN Line · Stratford · Ontario N5A 0K6
194 days on market
Looking for brand new, easy living with a great location? This condo is for you! This 2 story, 2 bedroom, 2 bath condo is built to impress. Lots of natural light throughout the unit, great patio space, one parking spot and all appliances, hot water heater and softener included. Let the condo corporation take care of all the outdoor maintenance, while you enjoy the easy life! Located on the outskirts of town, close to Stratford Country Club, and easy walk to parks and Theatre and quick access for…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: Sutton Group - First Choice Realty Ltd.
Source: TRREB/PROPTX · MLS® X12996046
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $21,847 | $1,821/mo |
| Government & taxes | ||
| Land transfer tax(closing) | $6,073 | $506/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,799 | $400/mo |
| Condo fees | ||
| Condo / HOA fees | $3,704 | $309/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $47,083 | $3,924/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.