$529K · 3 bed Condo Townhouse · North R, London North

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About this home

Beautiful 3-Bedroom Condo in Sought-After Masonville, North London Welcome to this fantastic 3-bedroom condo situated on a quiet street in the highly desirable Masonville neighborhood of North London. The main level features a spacious open-concept family room complete with a cozy gas fireplace-perfect for relaxing or entertaining. The upgraded kitchen boasts granite countertops, a stylish tile backsplash, and plenty of workspace. Upstairs, you'll find three generously sized bedrooms and a full…

Property details

MLS#

X12994520

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

3 full, 0 half

Rooms

Kitchens

Size

1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Unfinished

Style

2-Storey

Type

Condo Townhouse

Year built

—Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 4 pc · Second; 4 pc · Second; 2 pc · Ground
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete

Fireplace features: Living Room, Natural Gas

View: Forest

Condo corp #: 354
Balcony: Terrace
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick · Patio, Year Round Living
Fronting on: —
Cross street: Richmond
Stories: 1
Utilities: —
Laundry: In Area
Interior: Floor Drain, Water Heater
Parking features: Private

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $529,000✓ $3,940 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,640/mo

incl. closing costs (yr 1)

Annual total

$55,683

year 1

Mortgage only

$2,007/mo

principal + interest

Beyond mortgage

$1,587/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$105,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$328/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,290/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$32/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $24,082/yr

Property taxes20% $10,995/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,290/yr

Condo fees8% $4,656/yr

Closing costs9% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,082	$2,007/mo
Government & taxes
Property tax	$3,940	$328/mo
Land transfer tax(closing)	$7,055	$588/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,290	$441/mo
Condo fees
Condo / HOA fees	$4,656	$388/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$55,683	$4,640/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs