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$329K · 2 bed Condo Apartment · 457 - Old Glenridge, St. Catharines | MyPropertyScout

$329,000

Unit B5

102 DOM

22102d

Map

DOM 102

Motivated Seller

$329,000

Motivated Seller

DOM102days

Unit B5

7 Gale Crescent · St. Catharines · Ontario L2R 7M8

MLS® X12983432 · 457 - Old Glenridge · L2R 7M8

22OwnerOccupied1000-1199 ft²Condo Apartment2-car UndergroundNo basement102d$299/ft²$2,702 tax/yrNo basement

102 days on market

About this home

Welcome to this rarely available Ridge (B) unit, offering a unique opportunity to own a ground-floor condo in a sought-after St. Catharines location. These units don't come up often, and this one stands out with its combination of space, privacy, and convenience.Step inside to a bright, well-laid-out interior designed for easy living. The open-concept living and dining areas feel airy and comfortable, with plenty of room to entertain or unwind. The updated kitchen is practical and well-positione…

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Property details

MLS#: X12983432
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc; 3 pc
Family room: Family room
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 32
Balcony: Terrace
Locker: None
Fees include: Hydro Included, Heat Included, Water Included, Parking Included, Cable TV Included, Common Elements Included, Building Insurance Included, CAC Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Security Gate
Fronting on: —
Cross street: Geneva and Westchester
Stories: —
Utilities: —
Laundry: In-Suite Laundry
Interior: Primary Bedroom - Main Floor, Carpet Free, Guest Accommodations
Parking features: —

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

102 days on market — Listing has been active for 102 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX NIAGARA REALTY LTD, BROKERAGE

Source: TRREB/PROPTX · MLS® X12983432

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$329K

Unit B5 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $329,000✓ $2,702 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,898/mo

incl. closing costs (yr 1)

Annual total

$46,778

year 1

Mortgage only

$1,248/mo

principal + interest

Beyond mortgage

$1,908/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$65,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$225/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,290/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$82/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,410

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)32% $14,977/yr

Property taxes13% $6,112/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance7% $3,290/yr

Condo fees25% $11,738/yr

Closing costs11% $5,100/yr

Mortgage is 32% of your true cost of ownership. The other 68% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$14,977	$1,248/mo
Government & taxes
Property tax	$2,702	$225/mo
Land transfer tax(closing)	$3,410	$284/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,290	$274/mo
Condo fees
Condo / HOA fees	$11,738	$978/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,778	$3,898/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit B5

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs