$360K · 2 bed Condo Apartment · Unit 2, 46 Barnstone Drive, Ottawa, Ontario K2G 4R6

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About this home

Welcome to this bright and beautifully maintained, Lower-Level Corner Unit 2-bedrooms + den, 2-bathrooms condo in the highly sought-after Chapman Mills community. Offering a perfect blend of style, comfort, and convenience, this move-in-ready unit is ideal for modern living.The open-concept layout features a contemporary white kitchen complemented by elegant black granite countertops, providing both functionality and visual appeal. Tile and laminate flooring throughout create a clean, low-mainte…

Property details

MLS#

X12981528

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

2 full, 0 half

Rooms

Kitchens

Size

0-499Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

Apartment

Type

Condo Apartment

Year built

—Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 0 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 867
Balcony: None
Locker: None
Fees include: Common Elements Included, Parking Included, Building Insurance Included, None
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick Front, Brick
Fronting on: —
Cross street: Cresthaveen Dr.
Stories: —
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Ventilation System, Primary Bedroom - Main Floor
Parking features: —

Price movement & seller pressure

↓ $48KPrice reduction

MLS shows the seller reduced the asking price by $48,100 (from $408,000 to $359,900).

Motivated SellerWhy this label

104 days on market — Listing has been active for 104 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $359,900✓ $2,768 tax✓ Gas✓ 0-499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,549/mo

incl. closing costs (yr 1)

Annual total

$42,586

year 1

Mortgage only

$1,365/mo

principal + interest

Beyond mortgage

$1,402/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$71,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$231/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~250 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,599/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$37/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,874

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $16,384/yr

Property taxes16% $6,642/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,599/yr

Condo fees12% $5,300/yr

Closing costs12% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$16,384	$1,365/mo
Government & taxes
Property tax	$2,768	$231/mo
Land transfer tax(closing)	$3,874	$323/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,599	$300/mo
Condo fees
Condo / HOA fees	$5,300	$442/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$42,586	$3,549/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 2

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs