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$1.26M · 2 bed Condo Apartment · Unit 308, Riverbank Lofts, 19 GUELPH Avenue, Cambridge, Ontario N3C 1A2 | HomeSearchCanada

$1,259,000

Unit 308

154 DOM

23154d

Map

DOM 154

Motivated SellerWaterfront

$1,259,000

Motivated Seller

DOM154days

Unit 308

Riverbank Lofts · 19 GUELPH Avenue · Cambridge · Ontario N3C 1A2

MLS® X12957824 · N3C 1A2

23Vacant1400-1599 ft²Condo Apartment2-car DetachedUnknown154d$840/ft²$6,573 tax/yrBuilt 20188 yrs oldUnknown

154 days on market

About this home

OPEN HOUSE SUNDAY 2-4 pm Welcome to Riverbank Lofts, a boutique historic stone conversion on the Speed River in the heart of Hespeler Village. This rare corner unit offers luxury with 12' ceilings, exposed beams, and oversized windows showcasing river and waterfall views. Featuring 2 bedrooms with private ensuites, a powder room, and a show-stopping 18' island kitchen with built-in appliances, servery, and pantry.High-end finishes include European white oak flooring, heated floors in baths and l…

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Property details

MLS#: X12957824
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 3 full, 0 half
Rooms: 10
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Unknown
Style: Loft
Type: Condo Apartment
Year built: 2018

Occupancy: Vacant
Washrooms: 4 pc · Main; 2 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Zoning: C1RM2

Roof: Metal
Foundation: Stone
Property features: Greenbelt/Conservation, Lake/Pond, Park, Library, Place Of Worship, Rec./Commun.Centre

Fireplaces: 0

View: River, Panoramic, Trees/Woods

Waterfront: Yes
Water view: Direct
Water body: Speed River
Shoreline: Unknown
Waterfront features: River Front

Building name: Riverbank Lofts
Condo corp #: 701
Balcony: Open
Locker: Owned
Association amenities: Gym, Visitor Parking, Elevator, Ind. Water Softener, Bike Storage
Fees include: Building Insurance Included, Common Elements Included, Heat Included, CAC Included
Pets: Yes-with Restrictions

Garage: 2-car Detached
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Exterior: Stone · Controlled Entry
Fronting on: —
Cross street: Guelph Ave. South, on left before Queen Street Intersection
Stories: —
Utilities: —
Laundry: Ensuite, Laundry Room
Laundry level: Main Level
Interior: Countertop Range, Bar Fridge, Water Softener
Parking features: Other

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Red And White Realty Inc

Source: TRREB/PROPTX · MLS® X12957824

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$1.26M

Unit 308 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,259,000✓ $6,573 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,685/mo

incl. closing costs (yr 1)

Annual total

$116,221

year 1

Mortgage only

$4,776/mo

principal + interest

Beyond mortgage

$2,646/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$251,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$548/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$12,590/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$52/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$21,655

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $57,315/yr

Property taxes24% $28,228/yr

Utilities3% $3,960/yr

Insurance & security1% $1,600/yr

Maintenance11% $12,590/yr

Condo fees6% $7,427/yr

Closing costs4% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$57,315	$4,776/mo
Government & taxes
Property tax	$6,573	$548/mo
Land transfer tax(closing)	$21,655	$1,805/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$12,590	$1,049/mo
Condo fees
Condo / HOA fees	$7,427	$619/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$116,221	$9,685/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 308

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs