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$355K · 2 bed Condo Apartment · 223 - Chippawa, Niagara Falls | MyPropertyScout

$355,000

Unit 106

109 DOM

22109d

Map

⚡ Insider Deal

DOM 109

↓ $20KMotivated SellerPrice Reduced

$355,000

↓ $20KMotivated Seller

DOM109days

Unit 106

3710 Main Street · Niagara Falls · Ontario L2G 6B1

MLS® X12955874 · 223 - Chippawa · L2G 6B1

22Vacant900-999 ft²Condo ApartmentNoneNo basement109d$374/ft²$2,965 tax/yrNo basement

Neighbourhood Range

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to Kaumeyer Place! This is an extremely well-kept, stunning condo that offers not just a home, but a lifestyle. Nestled in the heart of Chippawa, this modern and spacious unit is just steps away from the Niagara River and some of the best restaurants where locals ather such as Sal's pizzeria, B-Jays, and Riverside Tavern. Cummington Square comes alive during the holidays, and especially in the summer season with live music and local invents. Inside this unit, you will find bright open-co…

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Property details

MLS#: X12955874
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 6
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 3 pc
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Condo corp #: 135
Balcony: Terrace
Locker: Exclusive
Fees include: Water Included, Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Main and Willoughby
Stories: 1
Utilities: —
Laundry: Laundry Closet
Interior: Separate Hydro Meter, Storage
Parking features: —

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $20KPrice reduction

MLS shows the seller reduced the asking price by $20,000 (from $375,000 to $355,000).

Motivated SellerWhy this label

109 days on market — Listing has been active for 109 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE NRC REALTY

Source: TRREB/PROPTX · MLS® X12955874

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$355K

Unit 106 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $355,000✓ $2,965 tax✓ Electric✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,546/mo

incl. closing costs (yr 1)

Annual total

$42,555

year 1

Mortgage only

$1,347/mo

principal + interest

Beyond mortgage

$1,424/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$71,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$247/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~950 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,550/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$48/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,800

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $16,161/yr

Property taxes16% $6,765/yr

Utilities6% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,550/yr

Condo fees16% $6,919/yr

Closing costs12% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$16,161	$1,347/mo
Government & taxes
Property tax	$2,965	$247/mo
Land transfer tax(closing)	$3,800	$317/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,550	$296/mo
Condo fees
Condo / HOA fees	$6,919	$577/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$42,555	$3,546/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 106

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs