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$628K · 2 bed Condo Apartment · Unit 104, Gallery Court, 15 Murray Street, Ottawa, Ontario K1N 9M5 | HomeSearchCanada

$628,000

Unit 104

112 DOM

22112d

Map

⚡ Insider Deal

DOM 112

↓ $10KMotivated SellerPrice Reduced

$628,000

↓ $10KMotivated Seller

DOM112days

Unit 104

Gallery Court · 15 Murray Street · Ottawa · Ontario K1N 9M5

MLS® X12951348 · 4001 - Lower Town/Byward Market · K1N 9M5

22OwnerOccupied1200-1399 ft²Condo Apartment1-car UndergroundNo basement112d$483/ft²$6,258 tax/yrBuilt 198541 yrs oldNo basement

112 days on market

About this home

Prime location in Lower Town, this beautiful walk-up unit with dramatic touches is a must see. It is located adjacent to one of the National Capital Commission's Pedestrian Walkways, the Beaux Art Courtyard. A highly regarded address which is a 10-minute walk to multiple Ottawa attractions, including the National Art Gallery, Parliament Hill, Major Hill's Park, the Canadian War Memorial and Notre Dame Basilica, to name a few. In this quiet corner of the Byward Market Unit 104 is a sanctuary on…

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Property details

MLS#: X12951348
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 6
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 1985

Occupancy: Owner Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Foundation: Poured Concrete

Fireplaces: 1
Fireplace features: Other

Building name: Gallery Court
Condo corp #: 419
Balcony: Terrace
Locker: Owned
Fees include: Building Insurance Included, Water Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Central Air
Waterfront: No
Exterior: Stone
Fronting on: —
Cross street: Sussex Drive
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote, Carpet Free, Primary Bedroom - Main Floor, Storage Area Lockers, Water Heater
Parking features: —

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $10KPrice reduction

MLS shows the seller reduced the asking price by $10,000 (from $638,000 to $628,000).

Motivated SellerWhy this label

112 days on market — Listing has been active for 112 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: CALDWELL & ASSOCIATES REALTY LIMITED

Source: TRREB/PROPTX · MLS® X12951348

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$628K

Unit 104 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $628,000✓ $6,258 tax✓ Electric✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,182/mo

incl. closing costs (yr 1)

Annual total

$74,178

year 1

Mortgage only

$2,382/mo

principal + interest

Beyond mortgage

$2,588/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$125,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$522/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,300 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,280/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$103/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,035

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $28,589/yr

Property taxes21% $15,293/yr

Utilities3% $2,460/yr

Insurance & security2% $1,600/yr

Maintenance8% $6,280/yr

Condo fees20% $14,856/yr

Closing costs7% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,589	$2,382/mo
Government & taxes
Property tax	$6,258	$522/mo
Land transfer tax(closing)	$9,035	$753/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,280	$523/mo
Condo fees
Condo / HOA fees	$14,856	$1,238/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$74,178	$6,182/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 104

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs