$460K · 2 bed Condo Apartment · Unit 101, 8 Main Street, Hamilton, Ontario L9H 2P6

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About this home

Welcome to Grafton Square in the heart of downtown Dundas. This main floor end unit provides accessible, walkable living just steps to shops, restaurants, parks, churches, the library, public transit and more. Bright and open, this condo is a blank canvas ready for your finishing touches. New carpet in both bedrooms(2026). The primary bedroom features his and hers closets and a 3-piece ensuite. Ensuite laundry. Enjoy your private balcony and the added light that comes with being an end unit. Cal…

Property details

MLS#

X12950370

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

2 full, 0 half

Rooms

Kitchens

Size

1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

1 Storey/Apt

Type

Condo Apartment

Year built

2003

Occupancy: Vacant
Washrooms: 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Flat
Property features: Arts Centre, Library, Park, Place Of Worship, Public Transit

View: Downtown

Condo corp #: 237
Balcony: Open
Locker: Exclusive
Association amenities: Car Wash, Exercise Room, Guest Suites, Party Room/Meeting Room
Fees include: Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: King St
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Primary Bedroom - Main Floor
Parking features: Underground

Price movement & seller pressure

↓ $65KPrice reduction

MLS shows the seller reduced the asking price by $65,000 (from $525,000 to $460,000).

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $460,000✓ $4,029 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,748/mo

incl. closing costs (yr 1)

Annual total

$56,971

year 1

Mortgage only

$1,745/mo

principal + interest

Beyond mortgage

$2,071/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$92,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$336/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,600/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$77/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,675

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $20,941/yr

Property taxes17% $9,704/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,600/yr

Condo fees19% $11,066/yr

Closing costs9% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,941	$1,745/mo
Government & taxes
Property tax	$4,029	$336/mo
Land transfer tax(closing)	$5,675	$473/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,600	$383/mo
Condo fees
Condo / HOA fees	$11,066	$922/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,971	$4,748/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 101

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs