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$395K · 1 bed Condo Apartment · Unit 304, 703 Cotton Mill Street, Cornwall, Ontario K6H 0E7 | HomeSearchCanada

$395,000

Unit 304

157 DOM

12157d

Map

⚡ Insider Deal

DOM 157

↓ $80KMotivated SellerWaterfrontPrice Reduced

$395,000

↓ $80KMotivated Seller

DOM157days

Unit 304

703 Cotton Mill Street · Cornwall · Ontario K6H 0E7

MLS® X12946826 · 717 - Cornwall · K6H 0E7

12Vacant900-999 ft²Condo Apartment1-car UndergroundNo basement157d$416/ft²$5,196 tax/yrNo basement

157 days on market

About this home

Experience a rare opportunity to own a piece of Cornwall's history in the beautifully restored former Canada Cotton Mill, celebrated for its rich industrial heritage & unique connection to Thomas Edison. This exceptional 2-storey "Penthouse Maisonette" offers 996 sq. ft. of bright, loft-inspired living space, soaring ceilings, & spectacular western views of the St. Lawrence. Suitable for professionals & active seniors seeking a vibrant/low-maintenance lifestyle, this one-of-a-kind apt is just st…

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Property details

MLS#: X12946826
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 2 full, 0 half
Rooms: 5
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 2 pc · Main; 4 pc · Upper
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: CMDR

Roof: Asphalt Shingle

View: Water, River, City

Waterfront: Yes
Water view: Partially Obstructive

Condo corp #: 24
Balcony: Terrace
Locker: Exclusive
Fees include: CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Brick · Patio, Year Round Living, Security Gate
Fronting on: —
Cross street: McConnell Ave and Cotton Mill St
Stories: 3
Utilities: —
Laundry: Laundry Room, In-Suite Laundry
Laundry level: Upper Level
Interior: Water Heater, Storage, Storage Area Lockers
Parking features: Covered

Additional listing data

ListAOR: Cornwall and District Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $80KPrice reduction

MLS shows the seller reduced the asking price by $79,900 (from $474,900 to $395,000).

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: CENTURY 21 SHIELD REALTY LTD.

Source: TRREB/PROPTX · MLS® X12946826

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$395K

Unit 304 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $395,000✓ $5,196 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,917/mo

incl. closing costs (yr 1)

Annual total

$47,000

year 1

Mortgage only

$1,499/mo

principal + interest

Beyond mortgage

$1,593/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$433/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$33/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,400

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $17,982/yr

Property taxes20% $9,596/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $3,950/yr

Condo fees10% $4,812/yr

Closing costs11% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,982	$1,499/mo
Government & taxes
Property tax	$5,196	$433/mo
Land transfer tax(closing)	$4,400	$367/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,950	$329/mo
Condo fees
Condo / HOA fees	$4,812	$401/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$47,000	$3,917/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 304

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs