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$1.60M · 2+2 bed Other · 105 - St. Davids, Niagara-on-the-Lake | MyPropertyScout

$1,599,000

2 Fedorkow Lane

112 DOM

2+23112d

Map

DOM 112

Motivated Seller

$1,599,000

Motivated Seller

DOM112days

2 Fedorkow Lane

Niagara-on-the-Lake · Ontario L0S 1P0

MLS® X12940376 · 105 - St. Davids · L0S 1P0

2+23OwnerOccupied1600-1799 ft²Other2-car AttachedFinished with Walk-Out112d$941/ft²Lot 608.97$7,422 tax/yrFinished with Walk-Out

112 days on market

About this home

Welcome to this stunning custom-built bungalow nestled on an exclusive cul-de-sac of only 9 homes in the heart of St. David's, one of Niagara-on-the-Lake's most coveted communities. Blending sophisticated architecture with contemporary comfort, this home offers the perfect balance of elegance and lifestyle.Step inside to discover a bright open-concept design highlighted by soaring ceilings, designer lighting, and expansive windows that flood the space with natural light. The gourmet kitchen feat…

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Property details

MLS#: X12940376
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2+2
Baths: 3 full, 0 half
Rooms: 6 + 5
Kitchens: 1
Size: 1600-1799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished with Walk-Out
Style: Bungalow
Type: Other
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 465230009
Roll / ARN: 262702002510229

Occupancy: Owner Occupied
Washrooms: 5 pc · Main; 3 pc · Main; 3 pc · Basement
Central vacuum: No
Ensuite laundry: No

Zoning: RM1-15

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: —
Heating fuel: —
Cooling: —
Fireplaces: —
Waterfront: No
Exterior: Stone, Stucco (Plaster)
Fronting on: —
Cross street: Four Mile Creek Road to Fedorkow Lane
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: —

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

112 days on market — Listing has been active for 112 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE NRC REALTY

Source: TRREB/PROPTX · MLS® X12940376

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$1.60M

2 Fedorkow Lane · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,599,000✓ $7,422 tax✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$11,321/mo

incl. closing costs (yr 1)

Annual total

$135,848

year 1

Mortgage only

$6,066/mo

principal + interest

Beyond mortgage

$2,425/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$319,800

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$618/mo

Utilities

Hydro / electricity$119/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$119/mo · assumes gas heat

Natural gas (assumed)$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$15,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$28,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)54% $72,793/yr

Property taxes26% $35,877/yr

Utilities3% $4,488/yr

Insurance & security1% $1,600/yr

Maintenance12% $15,990/yr

Closing costs4% $5,100/yr

Mortgage is 54% of your true cost of ownership. The other 46% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$72,793	$6,066/mo
Government & taxes
Property tax	$7,422	$618/mo
Land transfer tax(closing)	$28,455	$2,371/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,428	$119/mo
Natural gas (assumed)	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$15,990	$1,333/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$135,848	$11,321/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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2 Fedorkow Lane

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs