Loading neighbourhood intel…

$540K · 1 bed Condo Townhouse · 5 Jaczenko Terrace, Hamilton, Ontario L9B 1T8 | HomeSearchCanada

$539,900

5 Jaczenko Terrace

165 DOM

11165d

Map

⚡ Insider Deal

DOM 165

↓ $35KMotivated SellerPrice Reduced

$539,900

↓ $35KMotivated Seller

DOM165days

5 Jaczenko Terrace

Hamilton · Ontario L9B 1T8

MLS® X12920908 · Kennedy · L9B 1T8

11Vacant900-999 ft²Condo TownhouseNoneNo basement165d$569/ft²$0 tax/yrBuilt 20233 yrs oldNo basement

165 days on market

About this home

Welcome to St. Elizabeth Village, a gated 55+ community offering a peaceful and active lifestyle. This beautifully maintained 912 square foot bungalow provides comfortable one floor living with a bright and open layout. The home features one bedroom and one bathroom and is perfectly situated overlooking one of the Village's scenic ponds, offering a tranquil and private view. The kitchen is equipped with stainless steel appliances and a peninsula with seating, ideal for casual dining or entertain…

Reserved · coming next

HomeSearchCanada exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: X12920908
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 4
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Bungalow
Type: Condo Townhouse
Year built: 2023

Occupancy: Vacant
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Property features: Hospital, Place Of Worship, Public Transit

Condo corp #: 489
Balcony: None
Locker: None
Fees include: Common Elements Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Board & Batten
Fronting on: —
Cross street: Garth Street & Rymal Road West
Stories: 0
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $35KPrice reduction

MLS shows the seller reduced the asking price by $35,000 (from $574,900 to $539,900).

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X12920908

Do you own a home in Hamilton?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$540K

5 Jaczenko Terrace · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $539,900✓ $0 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,614/mo

incl. closing costs (yr 1)

Annual total

$55,364

year 1

Mortgage only

$2,048/mo

principal + interest

Beyond mortgage

$1,501/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$107,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,399/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$52/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $24,579/yr

Property taxes13% $7,273/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,399/yr

Condo fees13% $7,454/yr

Closing costs9% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,579	$2,048/mo
Government & taxes
Land transfer tax(closing)	$7,273	$606/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,399	$450/mo
Condo fees
Condo / HOA fees	$7,454	$621/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$55,364	$4,614/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

5 Jaczenko Terrace

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

Request a Showing

Request a Showing

Annual costs