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$13.99M · 7+2 bed Detached · Wood (Muskoka Lakes), Muskoka Lakes | MyPropertyScout

$13,995,000

Unit 4A

118 DOM

7+26118d

Map

DOM 118

Motivated SellerWaterfront

$13,995,000

Motivated Seller

DOM118days

Unit 4A

1316 East Bay Road · Muskoka Lakes · Ontario P0C 1M0

MLS® X12920258 · Wood (Muskoka Lakes) · P0C 1M0

7+26OwnerOccupied5000 + ft²Detached2-car AttachedFinished with Walk-Out118d$2,799/ft²Lot 306 x 642 ft2-4.99 ac$22,298 tax/yrBuilt 20233 yrs oldFinished with Walk-Out

118 days on market

About this home

Welcome to an exceptional newly built waterfront estate on Lake Muskoka, offering approx. 7,500 sq ft of luxurious living space on 4.8 acres with 306 ft of pristine frontage. This 7+2 bed, 7 bath home showcases outstanding craftsmanship, high-end finishes, and thoughtful design throughout. A dramatic granite rock cut entry leads to this private retreat with expansive lake views and breathtaking sunsets. The property features a two-story boathouse with cupola, natural sandy walk-in shoreline, and…

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Property details

MLS#: X12920258
Status: Buy Now
Property class: Residential Freehold
Beds: 7+2
Baths: 6 full, 0 half
Rooms: 17 + 8
Kitchens: 1
Size: 5000 +Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished with Walk-Out
Style: 2-Storey
Type: Detached
Year built: 2023

PIN: 480310438
Roll / ARN: 445306000200313
Plan: 35R25364

Occupancy: Owner Occupied
Washrooms: 5 pc · Main; 2 pc · Main; 5 pc · Second; 3 pc · Second; 3 pc · Lower
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Zoning: WR5

Roof: Asphalt Shingle, Metal
Foundation: Insulated Concrete Form
Property features: Golf, Waterfront

Fireplace features: Family Room, Living Room, Propane

View: Bay, Lake, Water

Waterfront: Yes
Water view: Direct
Water body: Lake Muskoka
Water frontage: 93 ft
Shoreline: Shallow, Hard Bottom, Natural
Waterfront features: Boathouse, Dock, Stairs to Waterfront

Garage: 2-car Attached
Garage spaces: 2
Parking: —
Lot: 306 × 642
Heating: Forced Air
Heating fuel: Propane
Cooling: Central Air
Pool: No
Exterior: Metal/Steel Siding, Wood · Deck, Hot Tub, Landscaped, Patio, Privacy, Porch, Porch Enclosed, Year Round Living
Fronting on: North
Cross street: Torrance Road > East Bay Rd
Stories: —
Utilities: —
Laundry: —
Interior: Bar Fridge, Countertop Range, Other, Propane Tank, Sauna
Parking features: Private

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

118 days on market — Listing has been active for 118 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Sotheby's International Realty Canada

Source: TRREB/PROPTX · MLS® X12920258

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$13.99M

Unit 4A · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $13,995,000✓ $22,298 tax✓ Propane✓ 5000 + ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$95,806/mo

incl. closing costs (yr 1)

Annual total

$1,149,670

year 1

Mortgage only

$53,093/mo

principal + interest

Beyond mortgage

$14,226/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$2,799,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,858/mo

Utilities

Hydro / electricity$350/mo

≈ $0.07/ft² × ~5,000 ft² · ON avg ~$350/mo

Propane$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$139,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$336,350

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)55% $637,112/yr

Property taxes31% $358,648/yr

Utilities1% $7,260/yr

Insurance & security0% $1,600/yr

Maintenance12% $139,950/yr

Closing costs0% $5,100/yr

Mortgage is 55% of your true cost of ownership. The other 45% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$637,112	$53,093/mo
Government & taxes
Property tax	$22,298	$1,858/mo
Land transfer tax(closing)	$336,350	$28,029/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$4,200	$350/mo
Propane	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$139,950	$11,663/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$1,149,670	$95,806/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 4A

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs