$468K · 3 bed Condo Townhouse · 53 Myrtle Avenue, St. Catharines, Ontario L2M 5W2

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About this home

Beautifully maintained condo townhome tucked away in a quiet cul-de-sac, offering the perfect blend of comfort, convenience, and low-maintenance living. Move in with confidence knowing many of the major updates have already been completed, including updated windows (2-3 years), a new patio door (2023), and a new garage door (2025), along with newer sidewalks, driveways, and decks throughout the complex. The bright, inviting main floor features a functional layout with a spacious dining area and…

Property details

MLS#

X12904330

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

3 full, 0 half

Rooms

Kitchens

Size

1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Finished, Full

Style

2-Storey

Type

Condo Townhouse

Year built

1985

Occupancy: Owner Occupied
Washrooms: 3 pc; 4 pc · Second; 4 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Cul de Sac/Dead End, Level, Place Of Worship, Public Transit

Condo corp #: 54
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Aluminum Siding · Deck, Landscaped, Lighting, Porch
Fronting on: —
Cross street: Grantham Ave
Stories: 1
Utilities: —
Laundry: In Basement, In-Suite Laundry
Interior: Auto Garage Door Remote
Parking features: Private

Price movement & seller pressure

↓ $47KPrice reduction

MLS shows the seller reduced the asking price by $46,900 (from $514,900 to $468,000).

Motivated SellerWhy this label

125 days on market — Listing has been active for 125 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $468,000✓ $2,826 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,296/mo

incl. closing costs (yr 1)

Annual total

$51,547

year 1

Mortgage only

$1,775/mo

principal + interest

Beyond mortgage

$1,576/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$93,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$236/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,680/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$43/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,835

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $21,305/yr

Property taxes17% $8,661/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,680/yr

Condo fees12% $6,240/yr

Closing costs10% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,305	$1,775/mo
Government & taxes
Property tax	$2,826	$236/mo
Land transfer tax(closing)	$5,835	$486/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,680	$390/mo
Condo fees
Condo / HOA fees	$6,240	$520/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,547	$4,296/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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53 Myrtle Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs