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$629K · 2 bed Condo Apartment · Unit 401, Muskoka Bay, 120 Carrick Trail, Gravenhurst, Ontario P1P 0B6 | HomeSearchCanada

$629,000

Unit 401

169 DOM

22169d

Map

DOM 169

Motivated Seller

$629,000

Motivated Seller

DOM169days

Unit 401

Muskoka Bay · 120 Carrick Trail · Gravenhurst · Ontario P1P 0B6

MLS® X12903172 · Muskoka (S) · P1P 0B6

22OwnerOccupied700-799 ft²Condo ApartmentNoneNo basement169d$839/ft²$5,445 tax/yrBuilt 20188 yrs oldNo basement

169 days on market

About this home

Welcome to life at Muskoka Bay Resort, where luxury, an active lifestyle, and investing come together perfectly. Ideally positioned with southwest views, this premier corner suite offers sweeping views of the Doug Carrick-designed golf course, consistently ranked amongst Canada's top golf courses. This turn-key 733 sq ft unit features 2 bedrooms and 2 bathrooms, including the primary suite with a 3-piece ensuite, and a guest bedroom with a 4-piece guest bath. Impressive ceiling height and an ope…

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Property details

MLS#: X12903172
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 6
Kitchens: 1
Size: 700-799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 2018

Occupancy: Owner Occupied
Washrooms: 3 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Golf, Rec./Commun.Centre

View: Golf Course

Building name: Muskoka Bay
Condo corp #: 93
Balcony: Open
Locker: Exclusive
Association amenities: Club House, Elevator, Game Room, Outdoor Pool, Visitor Parking
Fees include: Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Other · Landscaped, Recreational Area, Year Round Living
Fronting on: —
Cross street: North Muldrew Lake Rd / Muskoka Rd 169
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: Primary Bedroom - Main Floor
Parking features: Surface, Unreserved

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

169 days on market — Listing has been active for 169 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Harvey Kalles Real Estate Ltd.

Source: TRREB/PROPTX · MLS® X12903172

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$629K

Unit 401 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $629,000✓ $5,445 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,746/mo

incl. closing costs (yr 1)

Annual total

$68,957

year 1

Mortgage only

$2,386/mo

principal + interest

Beyond mortgage

$2,147/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$125,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$454/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,290/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$62/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $28,635/yr

Property taxes21% $14,500/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,290/yr

Condo fees13% $8,873/yr

Closing costs7% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,635	$2,386/mo
Government & taxes
Property tax	$5,445	$454/mo
Land transfer tax(closing)	$9,055	$755/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,290	$524/mo
Condo fees
Condo / HOA fees	$8,873	$739/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$68,957	$5,746/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 401

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs