$740K · 2 bed Condo Townhouse · 7 Gaddye Lane, Hamilton, Ontario L0R 1C0

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About this home

Welcome to Unit 7 at 7 Gaddye Lane in the sought-after Binbrook Heights adult-lifestyle community. This rare "Sugar Maple" bungalow townhome by respected builder John Bruce Robinson offers effortless, low-maintenance living with comfort and style throughout. An inside-entry garage adds everyday convenience and winter ease. The bright, spacious living room features warm hardwood flooring, a cozy corner gas fireplace, and walkout access to the yard-perfect for relaxing or entertaining. The sun-fil…

Property details

MLS#

X12902786

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

2 full, 0 half

Rooms

Kitchens

Size

1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Full, Finished

Style

Bungalow

Type

Condo Townhouse

Year built

2013

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Zoning: RM3-2311

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Golf, Greenbelt/Conservation, Level, Library, Park, Place Of Worship

Fireplaces: 1
Fireplace features: Living Room, Natural Gas

Condo corp #: 485
Balcony: None
Locker: Ensuite+Common
Fees include: Cable TV Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: No

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Aluminum Siding, Brick Veneer · Porch
Fronting on: —
Cross street: Fall Fair Way
Stories: 1
Utilities: —
Laundry: Inside, Laundry Closet
Interior: Primary Bedroom - Main Floor, Rough-In Bath, Water Heater, Water Meter
Parking features: Inside Entry, Private, Surface

Price movement & seller pressure

↓ $60KPrice reduction

MLS shows the seller reduced the asking price by $60,000 (from $799,900 to $739,900).

Motivated SellerWhy this label

169 days on market — Listing has been active for 169 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $739,900✓ $4,340 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,930/mo

incl. closing costs (yr 1)

Annual total

$71,160

year 1

Mortgage only

$2,807/mo

principal + interest

Beyond mortgage

$1,725/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$147,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$362/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,399/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$26/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $33,683/yr

Property taxes22% $15,613/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $7,399/yr

Condo fees5% $3,804/yr

Closing costs7% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$33,683	$2,807/mo
Government & taxes
Property tax	$4,340	$362/mo
Land transfer tax(closing)	$11,273	$939/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,399	$617/mo
Condo fees
Condo / HOA fees	$3,804	$317/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$71,160	$5,930/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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7 Gaddye Lane

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs