$475K · 2+1 bed Condo Townhouse · Unit 15, 214 South Street, Aylmer, Ontario N5H 3E6

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About this home

Welcome home! This spotless brick raised ranch condo is truly move-in ready. As the last unit on a quiet dead-end street at the edge of town, it offers both privacy and convenience. The property features a single-car garage with direct access to both the upper and lower levels.The main floor will impress you with its gleaming hardwood floors, a spacious kitchen with ample cupboard space, two bedrooms, and main floor laundry. You can also step out onto a covered, private rear deck that is perfect…

Property details

MLS#

X12893726

Status

Buy Now

Property class

Residential Condo & Other

Beds

2+1

Baths

2 full, 0 half

Rooms

7 + 6

Kitchens

Size

900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Apartment, Full

Style

Bungalow

Type

Condo Townhouse

Year built

1985

Occupancy: Tenant Occupied
Washrooms: 3 pc · Main; 3 pc · Lower
Family room: No
Central vacuum: No
Ensuite laundry: No

Zoning: RM2

Roof: Metal
Foundation: Concrete
Property features: Cul de Sac/Dead End, Library, Place Of Worship

View: Clear

Condo corp #: 7
Balcony: Terrace
Locker: None
Fees include: Parking Included, Condo Taxes Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Deck, Landscaped, Year Round Living
Fronting on: —
Cross street: Caverly
Stories: 1
Utilities: —
Laundry: Laundry Room
Laundry level: Main Level
Interior: Accessory Apartment, In-Law Capability, Primary Bedroom - Main Floor, In-Law Suite
Parking features: Private

Price movement & seller pressure

↓ $25KPrice reduction

MLS shows the seller reduced the asking price by $24,900 (from $499,900 to $475,000).

Motivated SellerWhy this label

128 days on market — Listing has been active for 128 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $475,000✓ $3,266 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,056/mo

incl. closing costs (yr 1)

Annual total

$48,675

year 1

Mortgage only

$1,802/mo

principal + interest

Beyond mortgage

$1,298/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$95,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$272/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$17/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $21,624/yr

Property taxes19% $9,241/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $4,750/yr

Condo fees5% $2,400/yr

Closing costs10% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,624	$1,802/mo
Government & taxes
Property tax	$3,266	$272/mo
Land transfer tax(closing)	$5,975	$498/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,750	$396/mo
Condo fees
Condo / HOA fees	$2,400	$200/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$48,675	$4,056/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 15

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs