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$400K · 2 bed Condo Apartment · Junction/Onward Willow, Guelph | MyPropertyScout

$399,900

Unit 308

132 DOM

21132d

Map

DOM 132

Motivated Seller

$399,900

Motivated Seller

DOM132days

Unit 308

75 Silvercreek Parkway · Guelph · Ontario N1H 7R9

MLS® X12873294 · Junction/Onward Willow · N1H 7R9

21OwnerOccupied800-899 ft²Condo ApartmentNoneNo basement132d$471/ft²$1,928 tax/yrBuilt 198541 yrs oldNo basement

132 days on market

About this home

Welcome to 75 Silvercreek Parkway North, Unit 308, located in Guelph's West End.This bright, spacious, and updated corner unit is move-in ready. The two-bedroom, one-bathroom home features a fresh neutral paint palette and carpet-free living with luxurious vinyl plank and tile flooring throughout. The large living room leads to a private covered balcony with sliding doors, and large windows in every room provide ample natural light. The kitchen offers a sleek, contemporary design with pot lights…

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Property details

MLS#: X12873294
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 5
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 1985

Occupancy: Owner Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Rolled

Condo corp #: 28
Balcony: Open
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Stucco (Plaster)
Fronting on: —
Cross street: Silvercreek and Paisley Road
Stories: 3
Utilities: —
Laundry: Coin Operated
Interior: None
Parking features: Surface

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

132 days on market — Listing has been active for 132 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE STATE REALTY

Source: TRREB/PROPTX · MLS® X12873294

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$400K

Unit 308 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,900✓ $1,928 tax✓ Electric✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,849/mo

incl. closing costs (yr 1)

Annual total

$46,190

year 1

Mortgage only

$1,517/mo

principal + interest

Beyond mortgage

$1,501/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$161/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~850 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$59/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,474

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $18,205/yr

Property taxes14% $6,402/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $3,999/yr

Condo fees18% $8,424/yr

Closing costs11% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,205	$1,517/mo
Government & taxes
Property tax	$1,928	$161/mo
Land transfer tax(closing)	$4,474	$373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,999	$333/mo
Condo fees
Condo / HOA fees	$8,424	$702/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,190	$3,849/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 308

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs