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$700K · 2 bed Condo Apartment · Unit 605, 130 Steamship Bay Rd Road, Gravenhurst, Ontario P1P 1Z9 | HomeSearchCanada

$699,999

Unit 605

22Vacant

$699,999

Unit 605

130 Steamship Bay Rd Road · Gravenhurst · Ontario P1P 1Z9

MLS® X12857988 · Muskoka (S) · P1P 1Z9

22Vacant1800-1999 ft²Condo Apartment2-car CarportNo basement$369/ft²$4,900 tax/yrNo basement

About this home

Here's a rare chance to own your own exclusive retreat in the heart of Muskoka, where luxury harmonizes with nature in this stunning penthouse condo overlooking Muskoka Bay. Spanning over 1800 sq. ft., this expansive residence features a dining room and stunning kitchen that flow into a cozy living room with a gas fireplace, creating an inviting atmosphere. Step out onto two private balconies to enjoy the fresh Muskoka air. Wake up to picturesque views of Muskoka Bay through large windows or ste…

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Property details

MLS#: X12857988
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 8
Kitchens: 1
Size: 1800-1999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc; 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 54
Balcony: Open
Locker: Owned
Fees include: Building Insurance Included, CAC Included, Water Included, Heat Included
Pets: Yes-with Restrictions

Garage: 2-car Carport
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stone, Other
Fronting on: —
Cross street: Muskoka Rd / 169
Stories: 6
Utilities: —
Laundry: Ensuite
Interior: Built-In Oven, Bar Fridge, Intercom, Primary Bedroom - Main Floor, Storage Area Lockers
Parking features: —

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL HERITAGE REALTY LTD.

Source: TRREB/PROPTX · MLS® X12857988

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$700K

Unit 605 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $699,999✓ $4,900 tax✓ Gas✓ 1800-1999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,730/mo

incl. closing costs (yr 1)

Annual total

$80,763

year 1

Mortgage only

$2,656/mo

principal + interest

Beyond mortgage

$2,743/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$140,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$408/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$110/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $31,867/yr

Property taxes19% $15,375/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $7,000/yr

Condo fees20% $15,861/yr

Closing costs6% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,867	$2,656/mo
Government & taxes
Property tax	$4,900	$408/mo
Land transfer tax(closing)	$10,475	$873/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,000	$583/mo
Condo fees
Condo / HOA fees	$15,861	$1,322/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$80,763	$6,730/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 605

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs