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$620K · 2 bed Condo Apartment · Unit 202, The Tom, 23 Campus Trail, Huntsville, Ontario P1H 0G1 | HomeSearchCanada

$619,900

Unit 202

140 DOM

22140d

Map

DOM 140

↓ $20KMotivated Seller

$619,900

↓ $20KMotivated Seller

DOM140days

Unit 202

The Tom · 23 Campus Trail · Huntsville · Ontario P1H 0G1

MLS® X12851298 · Chaffey · P1H 0G1

22OwnerOccupied1200-1399 ft²Condo Apartment1-car UndergroundNo basement140d$477/ft²$3,922 tax/yrBuilt 20233 yrs oldNo basement

140 days on market

About this home

Discover Comfortable, Modern Living in the Heart of Huntsville. Welcome to The Tom, a thoughtfully designed, low-maintenance condo offering the perfect blend of style and comfort. Built in 2021, this 2-bedroom plus den home spans 1,319 sq. ft. of bright, open living space and is ideally located at 23 Campus Trail, putting downtown Huntsville just minutes away. Step inside to an open-concept living area filled with natural light, leading seamlessly to a balcony, perfect for morning coffee or summ…

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Property details

MLS#: X12851298
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 11
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2023

Occupancy: Owner Occupied
Washrooms: 4 pc; 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: UR3

View: Trees/Woods

Building name: The Tom
Condo corp #: 95
Balcony: Open
Locker: Owned
Association amenities: BBQs Allowed, Party Room/Meeting Room, Visitor Parking
Fees include: Parking Included, Common Elements Included, Water Included, CAC Included, Heat Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stone, Wood · Landscaped, Year Round Living, Controlled Entry
Fronting on: —
Cross street: Earls Road and Campus Trail
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: Auto Garage Door Remote, Primary Bedroom - Main Floor
Parking features: Underground, Reserved/Assigned, Inside Entry

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $20KPrice reduction

MLS shows the seller reduced the asking price by $20,000 (from $639,900 to $619,900).

Motivated SellerWhy this label

140 days on market — Listing has been active for 140 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Coldwell Banker Thompson Real Estate

Source: TRREB/PROPTX · MLS® X12851298

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$620K

Unit 202 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $619,900✓ $3,922 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,248/mo

incl. closing costs (yr 1)

Annual total

$62,974

year 1

Mortgage only

$2,352/mo

principal + interest

Beyond mortgage

$1,698/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$123,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$327/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,199/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$35/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $28,221/yr

Property taxes20% $12,795/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $6,199/yr

Condo fees8% $5,100/yr

Closing costs8% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,221	$2,352/mo
Government & taxes
Property tax	$3,922	$327/mo
Land transfer tax(closing)	$8,873	$739/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,199	$517/mo
Condo fees
Condo / HOA fees	$5,100	$425/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$62,974	$5,248/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 202

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs