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$585K · 2 bed Condo Apartment · Chaffey, Huntsville | MyPropertyScout

$585,000

Unit 404

138 DOM

22138d

Map

⚡ Insider DealNew Build

DOM 138

↓ $34KMotivated SellerWaterfrontPrice Reduced

$585,000

↓ $34KMotivated Seller

DOM138days

Unit 404

25 PEN LAKE POINT Road · Huntsville · Ontario P1H 1A9

MLS® X12850428 · Chaffey · P1H 1A9

22TenantOccupied800-899 ft²Condo ApartmentNoneNo basement138d$689/ft²$5,125 tax/yrBuilt 20251 yr oldNo basement

138 days on market

About this home

SUNSETS!! The best of both worlds are offered in this condo with water views, sunsets, double sized balcony, in suite laundry, away from the hustle and bustle of the outdoor pool and waterfront activities. Situated overlooking Sunset Bay, and Peninsula Lake, you have one of the most desirable condos on the top floor in the Lakeside Lodge. Featuring 2 bedrooms, and 2 bathrooms and all of the comforts of home with a full sized kitchen and in-suite laundry. Being offered fully furnished this turn…

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Property details

MLS#: X12850428
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 6
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2025

Occupancy: Tenant Occupied
Washrooms: 4 pc · Main; 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Shingles, Asphalt Shingle
Foundation: Poured Concrete
Property features: Golf, Lake Access, Beach, Marina, Waterfront

Fireplaces: 1
Fireplace features: Natural Gas

View: Bay, Clear, Golf Course, Water

Waterfront: Yes
Water view: Direct
Water body: Peninsula Lake
Water frontage: 500 ft
Shoreline: Sandy
Waterfront features: Beach Front, Parking-Not Deeded

Condo corp #: 89
Balcony: Open
Locker: Exclusive
Association amenities: Gym, Outdoor Pool, Game Room, Party Room/Meeting Room, Visitor Parking
Fees include: Cable TV Included, CAC Included, Heat Included, Building Insurance Included, Common Elements Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Exterior: Stucco (Plaster) · Deck, Lighting
Fronting on: —
Cross street: Deerhurst Drive and Pen Lake Point Road
Stories: 5
Utilities: —
Laundry: Ensuite, Laundry Closet
Interior: Separate Heating Controls
Parking features: Other, Unreserved, Surface

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $34KPrice reduction

MLS shows the seller reduced the asking price by $34,000 (from $619,000 to $585,000).

Motivated SellerWhy this label

138 days on market — Listing has been active for 138 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Coldwell Banker Thompson Real Estate

Source: TRREB/PROPTX · MLS® X12850428

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$585K

Unit 404 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $585,000✓ $5,125 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,522/mo

incl. closing costs (yr 1)

Annual total

$66,265

year 1

Mortgage only

$2,219/mo

principal + interest

Beyond mortgage

$2,163/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$117,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$427/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,850/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$68/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,175

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $26,632/yr

Property taxes20% $13,300/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $5,850/yr

Condo fees15% $9,824/yr

Closing costs8% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,632	$2,219/mo
Government & taxes
Property tax	$5,125	$427/mo
Land transfer tax(closing)	$8,175	$681/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,850	$488/mo
Condo fees
Condo / HOA fees	$9,824	$819/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$66,265	$5,522/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 404

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs