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$445K · 2 bed Condo Townhouse · Unit 54, 194 Haig Road, Belleville, Ontario K8N 0A8 | HomeSearchCanada

$444,900

Unit 54

186 DOM

22186d

Map

DOM 186

↓ $25KMotivated Seller

$444,900

↓ $25KMotivated Seller

DOM186days

Unit 54

194 Haig Road · Belleville · Ontario K8N 0A8

MLS® X12838268 · Belleville Ward · K8N 0A8

22Vacant1200-1399 ft²Condo Townhouse1-car AttachedFull, Unfinished186d$342/ft²$4,385 tax/yrBuilt 201313 yrs oldFull, Unfinished

186 days on market

About this home

Welcome to this bright and beautifully designed 2-bedroom, 2-bathroom bungalow condominium townhouse offering 1,210 +/- square feet of comfortable living space backing on City of Belleville parkland. Thoughtfully laid out with an open-concept design, this home is perfect for both everyday living and entertaining. Step inside to find a spacious kitchen and living area featuring stunning cathedral ceilings that create an airy, expansive feel. Recessed lighting and hardwood flooring add warmth and…

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Property details

MLS#: X12838268
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 8 + 1
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Unfinished
Style: Bungalow
Type: Condo Townhouse
Year built: 2013

Occupancy: Vacant
Washrooms: 4 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Poured Concrete

Condo corp #: 50
Balcony: Open
Locker: None
Fees include: None
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: —
Cross street: Janlyn Crescent
Stories: 1
Utilities: —
Laundry: Laundry Room
Interior: Carpet Free, Primary Bedroom - Main Floor
Parking features: Private

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $25KPrice reduction

MLS shows the seller reduced the asking price by $25,000 (from $469,900 to $444,900).

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Gordons Real Estate Brokerage Ltd.

Source: TRREB/PROPTX · MLS® X12838268

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$445K

Unit 54 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $444,900✓ $4,385 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,045/mo

incl. closing costs (yr 1)

Annual total

$48,545

year 1

Mortgage only

$1,688/mo

principal + interest

Beyond mortgage

$1,452/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$88,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$365/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,449/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$24/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,373

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $20,254/yr

Property taxes20% $9,758/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,449/yr

Condo fees7% $3,424/yr

Closing costs11% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,254	$1,688/mo
Government & taxes
Property tax	$4,385	$365/mo
Land transfer tax(closing)	$5,373	$448/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,449	$371/mo
Condo fees
Condo / HOA fees	$3,424	$285/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$48,545	$4,045/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 54

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs