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$450K · 3 bed Att/Row/Townhouse · 216 Bay Street, Ottawa, Ontario K1R 5Y9 | HomeSearchCanada

$449,900

216 Bay Street

195 DOM

31195d

Map

⚡ Insider Deal

DOM 195

↓ $125KMotivated SellerFixer Upper

$449,900

↓ $125KMotivated Seller

DOM195days

216 Bay Street

Ottawa · Ontario K1R 5Y9

MLS® X12774860 · 4101 - Ottawa Centre · K1R 5Y9

31Vacant1100-1500 ft²Att/Row/TownhouseNoneUnfinished195d$346/ft²Lot 19.6 x 66 ft$4,884 tax/yrUnfinished

195 days on market

About this home

This property presents an opportunity for buyers looking to renovate, redevelop or invest in a property in a prime downtown location with long-term potential. Located in Centretown, one of Ottawa's most central and walkable neighbourhoods, this 3 bedroom end unit offers an exceptional urban opportunity just minutes from everyday conveniences. You are close to a wide variety of restaurants, cafés, shops, grocery stores, cultural venues and green spaces, with easy connections to transit including…

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Property details

MLS#: X12774860
Status: Buy Now
Property class: Residential Freehold
Beds: 3
Baths: 1 full, 0 half
Rooms: 6
Kitchens: 1
Size: 1100-1500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Unfinished
Style: 2-Storey
Type: Att/Row/Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 041130010
Roll / ARN: 061406300134800

Occupancy: Vacant
Washrooms: 3 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Flat
Foundation: Stone

Garage: None
Garage spaces: 0
Parking: 1 total
Lot: 19.6 × 66
Heating: Other
Heating fuel: Gas
Cooling: None
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: West
Cross street: Bay/Laurier
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: —

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $125KPrice reduction

MLS shows the seller reduced the asking price by $125,100 (from $575,000 to $449,900).

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: PAUL RUSHFORTH REAL ESTATE INC.

Source: TRREB/PROPTX · MLS® X12774860

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$450K

216 Bay Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $449,900✓ $4,884 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,849/mo

incl. closing costs (yr 1)

Annual total

$46,189

year 1

Mortgage only

$1,707/mo

principal + interest

Beyond mortgage

$1,228/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$89,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$407/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $20,481/yr

Property taxes22% $10,357/yr

Utilities9% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance10% $4,499/yr

Closing costs11% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,481	$1,707/mo
Government & taxes
Property tax	$4,884	$407/mo
Land transfer tax(closing)	$5,473	$456/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,499	$375/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,189	$3,849/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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216 Bay Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs