Loading neighbourhood intel…

$989K · 2 bed Condo Apartment · Unit 2002, 203 Catherine Street, Ottawa, Ontario K2P 1J5 | HomeSearchCanada

$989,000

Unit 2002

195 DOM

22195d

Map

DOM 195

↓ $36KMotivated Seller

$989,000

↓ $36KMotivated Seller

DOM195days

Unit 2002

203 Catherine Street · Ottawa · Ontario K2P 1J5

MLS® X12774556 · 4103 - Ottawa Centre · K2P 1J5

22OwnerOccupied1200-1399 ft²Condo Apartment2-car UndergroundNo basement195d$761/ft²$8,070 tax/yrBuilt 20188 yrs oldNo basement

195 days on market

About this home

Welcome to this one of a kind Corner Penthouse in the sought after SoBa Condominium. This 2 bedroom 2 bathroom unit has $50K upgrades from the builder plus $50K upgrades/renovations such as California closets, electric dual shade window blinds in living room, full wall tiling in bathrooms and Napoleon BBQ built in 5 burner with granite finish. This Penthouse shows like brand new. Floor to ceiling windows, pre-engineered hardwood floors, stainless steel appliances including build-in oven and natu…

Reserved · coming next

HomeSearchCanada exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Book a call for full analysis. Get a full analysis →

Property details

MLS#: X12774556
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: 2018

Occupancy: Owner Occupied
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

View: Downtown, Mountain, River

Condo corp #: 1058
Balcony: Terrace
Locker: Owned
Fees include: Heat Included, Water Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Heat Pump
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Other · Built-In-BBQ
Fronting on: —
Cross street: Catherine St. and Bank St.
Stories: 20
Utilities: —
Laundry: In-Suite Laundry
Interior: Built-In Oven, Storage
Parking features: —

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $36KPrice reduction

MLS shows the seller reduced the asking price by $36,000 (from $1,025,000 to $989,000).

Motivated SellerWhy this label

195 days on market — Listing has been active for 195 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RIGHT AT HOME REALTY

Source: TRREB/PROPTX · MLS® X12774556

Do you own a home in Ottawa Centre?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$989K

Unit 2002 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $989,000✓ $8,070 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,803/mo

incl. closing costs (yr 1)

Annual total

$105,633

year 1

Mortgage only

$3,752/mo

principal + interest

Beyond mortgage

$3,238/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$197,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$672/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,890/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$109/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $45,024/yr

Property taxes23% $24,325/yr

Utilities4% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $9,890/yr

Condo fees15% $15,735/yr

Closing costs5% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$45,024	$3,752/mo
Government & taxes
Property tax	$8,070	$672/mo
Land transfer tax(closing)	$16,255	$1,355/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,890	$824/mo
Condo fees
Condo / HOA fees	$15,735	$1,311/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$105,633	$8,803/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 2002

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

Request a Showing

Request a Showing

Annual costs