$330K · 0 bed Condo Apartment · Stinson, Hamilton

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About this home

If you're looking for an honest, character-filled loft you can make your own, this unit ;delivers exactly that. Located in the historic Stinson School Lofts, this space offers tallceilings, exposed brick, and oversized windows that bring in great natural light. The unit is in clean, lived-in condition with original finishes from the building's conversion. Nothing has been recently updated, and buyers should expect normal wear throughout - a solid, functional home with room to refresh at your own…

Property details

MLS#

X12772074

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

1 full, 0 half

Rooms

Kitchens

Size

600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

Loft

Type

Condo Apartment

Year built

—Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry
Special designation: Heritage

Property features: Hospital, Public Transit, Place Of Worship, Rec./Commun.Centre, Park, School

Condo corp #: 508
Balcony: None
Locker: None
Association amenities: Elevator, Visitor Parking
Fees include: Heat Included, Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Stinson/Ontario
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: Water Heater Owned
Parking features: Reserved/Assigned, Surface

Price movement & seller pressure

↓ $50KPrice reduction

MLS shows the seller reduced the asking price by $50,090 (from $379,990 to $329,900).

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $329,900✓ $3,197 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,499/mo

incl. closing costs (yr 1)

Annual total

$41,982

year 1

Mortgage only

$1,252/mo

principal + interest

Beyond mortgage

$1,503/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$65,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$266/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$44/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,424

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)36% $15,018/yr

Property taxes16% $6,621/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,299/yr

Condo fees15% $6,384/yr

Closing costs12% $5,100/yr

Mortgage is 36% of your true cost of ownership. The other 64% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,018	$1,252/mo
Government & taxes
Property tax	$3,197	$266/mo
Land transfer tax(closing)	$3,424	$285/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,299	$275/mo
Condo fees
Condo / HOA fees	$6,384	$532/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$41,982	$3,499/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 211

About this home

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Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs