$360K · 2 bed Condo Apartment · Murray Ward, Quinte West

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About this home

***Price includes the currently legislated HST New Housing Rebate of $27,270. Proposed Federal and Provincial rebate programs may provide approximately $19,538 in additional savings for eligible buyers, resulting in a potential adjusted purchase price of approximately $360,061.*** September 23, 2026 Occupancy - Welcome to Hillside Flats, proudly built by Klemencic Homes. This beautifully designed 850 sq. ft. interior condominium offers 2 bedrooms and modern, low maintenance living in a thoughtf…

Property details

MLS#

X12767170

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

1 full, 0 half

Rooms

Kitchens

Size

800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

Apartment

Type

Condo Apartment

Year built

Approx. New yrs

Occupancy: Vacant
Washrooms: 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry
Special designation: Other

Zoning: R5-2

Roof: Fibreglass Shingle
Foundation: Slab
Property features: Golf, Hospital, Library, Place Of Worship

Condo corp #: 104
Balcony: Open
Locker: Exclusive
Association amenities: Visitor Parking
Fees include: Water Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stone
Fronting on: —
Cross street: 2nd Dughill Rd
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: ERV/HRV, Carpet Free, Water Heater Owned
Parking features: Private

Price movement & seller pressure

↓ $20KPrice reduction

MLS shows the seller reduced the asking price by $19,539 (from $379,600 to $360,061).

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $360,061✓ $0 tax✓ Electric✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,213/mo

incl. closing costs (yr 1)

Annual total

$38,558

year 1

Mortgage only

$1,366/mo

principal + interest

Beyond mortgage

$1,066/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$72,012

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~850 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,601/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$38/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,876

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $16,392/yr

Property taxes10% $3,876/yr

Utilities6% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,601/yr

Condo fees14% $5,529/yr

Closing costs13% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$16,392	$1,366/mo
Government & taxes
Land transfer tax(closing)	$3,876	$323/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,601	$300/mo
Condo fees
Condo / HOA fees	$5,529	$461/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$38,558	$3,213/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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205-10 Hillside Meadow Drive

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs