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$528K · 2 bed Condo Townhouse · Kincardine, Kincardine | MyPropertyScout

$527,500

Unit 6

167 DOM

24167d

Map

DOM 167

Motivated Seller

$527,500

Motivated Seller

DOM167days

Unit 6

433 Queen Street · Kincardine · Ontario N2Z 0A2

MLS® X12759284 · Kincardine · N2Z 0A2

24OwnerOccupied1200-1399 ft²Condo Townhouse1-car AttachedFinished, Full167d$406/ft²$3,956 tax/yrBuilt 200323 yrs oldFinished, Full

167 days on market

About this home

Step into easy, coastal living with this bright and cheerful condo townhome, tucked just a short walk less than two blocks from the stunning shores of Lake Huron. With only 11 homes in this quiet, well-kept community, you'll enjoy peaceful surroundings and walkable access to Kincardine's beaches, scenic trails, charming downtown, and lively year-round events. Inside, the impressive 16-foot ceiling in the foyer sets the tone for a space that feels open, fresh, and full of natural light an ideal b…

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Property details

MLS#: X12759284
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 4 full, 0 half
Rooms: 6 + 1
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished, Full
Style: 2-Storey
Type: Condo Townhouse
Year built: 2003

Occupancy: Owner Occupied
Washrooms: 2 pc · Main; 4 pc · Main; 4 pc · Second; 3 pc · Basement
Family room: Family room
Central vacuum: Central vacuum
Ensuite laundry: Ensuite laundry

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Beach, Campground, Rec./Commun.Centre, School, Lake Access, Marina

Fireplaces: 1
Fireplace features: Propane

View: Lake

Water view: Obstructive
Water body: Lake Huron
Shoreline: Sandy

Condo corp #: 21
Balcony: None
Locker: None
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Propane
Cooling: Central Air
Exterior: Brick, Vinyl Siding · Deck, Landscaped, Porch
Fronting on: —
Cross street: St. Albert
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote, Central Vacuum, Floor Drain, Primary Bedroom - Main Floor, Propane Tank, Storage
Parking features: Private

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

167 days on market — Listing has been active for 167 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

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Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: OLIVER & ASSOCIATES SARAH OLIVER REAL ESTATE BROKERAGE

Source: TRREB/PROPTX · MLS® X12759284

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$528K

Unit 6 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $527,500✓ $3,956 tax✓ Propane✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,807/mo

incl. closing costs (yr 1)

Annual total

$57,686

year 1

Mortgage only

$2,001/mo

principal + interest

Beyond mortgage

$1,762/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$105,500

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$330/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Propane$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,275/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$47/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,025

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $24,014/yr

Property taxes19% $10,981/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,275/yr

Condo fees12% $6,756/yr

Closing costs9% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,014	$2,001/mo
Government & taxes
Property tax	$3,956	$330/mo
Land transfer tax(closing)	$7,025	$585/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Propane	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,275	$440/mo
Condo fees
Condo / HOA fees	$6,756	$563/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$57,686	$4,807/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 6

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs