$435K · 1 bed Condo Apartment · Unit 606, 600 North Service Road, Hamilton, Ontario L8E 0L2

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About this home

Welcome to your penthouse retreat at COMO Condos in Stoney Creek! This impressive penthouse suite features 9-ft ceilings, a bright open-concept layout, and oversized windows that fill the space with natural light. The modern kitchen is beautifully appointed with quartz counters and backsplash, soft-close cabinetry with gold hardware, an upgraded MOEN faucet and sink, and plenty of counter space for cooking or entertaining. The chic bathroom showcases upgraded tile work, recessed shower lighting,…

Property details

MLS#

X12740984

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

1 full, 0 half

Rooms

Kitchens

Size

600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

1 Storey/Apt

Type

Condo Apartment

Year built

2023

Occupancy: Owner Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Flat, Other
Foundation: Concrete
Property features: Clear View, Hospital, Lake/Pond, Park, School, Beach

View: Clear, Lake, Panoramic, Water

Condo corp #: 642
Balcony: Open
Locker: Owned
Association amenities: BBQs Allowed, Elevator, Party Room/Meeting Room, Rooftop Deck/Garden, Visitor Parking, Media Room
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stone · Controlled Entry, Landscaped, Lighting, Privacy, Recreational Area
Fronting on: —
Cross street: QEW/Fruitland
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Other, Storage Area Lockers, Built-In Oven, Countertop Range
Parking features: —

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $435,000✓ $3,116 tax✓ Electric✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,834/mo

incl. closing costs (yr 1)

Annual total

$46,002

year 1

Mortgage only

$1,650/mo

principal + interest

Beyond mortgage

$1,294/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$87,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$260/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~650 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,350/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$31/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,175

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $19,803/yr

Property taxes18% $8,291/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,350/yr

Condo fees10% $4,398/yr

Closing costs11% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,803	$1,650/mo
Government & taxes
Property tax	$3,116	$260/mo
Land transfer tax(closing)	$5,175	$431/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,350	$363/mo
Condo fees
Condo / HOA fees	$4,398	$367/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,002	$3,834/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 606

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