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$730K · 1 bed Condo Apartment · Unit 907, 428 Sparks Street, Ottawa, Ontario K1R 0B3 | HomeSearchCanada

$729,900

Unit 907

231 DOM

11231d

Map

DOM 231

Motivated Seller

$729,900

Motivated Seller

DOM231days

Unit 907

428 Sparks Street · Ottawa · Ontario K1R 0B3

MLS® X12662992 · 4101 - Ottawa Centre · K1R 0B3

11OwnerOccupied900-999 ft²Condo Apartment1-car UndergroundNo basement231d$769/ft²$6,229 tax/yrNo basement

231 days on market

About this home

You will fall in love with the custom Spire Model and its design quality. This 962sf, 2bdrm unit was converted to a 1bdrm by the builder (as per the first owner's request). Enjoy more living space including a den/tv room and a custom-built office. Recent quality upgrades that were completed in 2024 by Louis L'artisan: upper kitchen cabinets, an 8' Corian counter with waterfall features on both ends, a thoughtfully designed built-in coffee/cocktail station with an abundance of storage space and c…

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Property details

MLS#: X12662992
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 5
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: Central vacuum
Ensuite laundry: Ensuite laundry

Property features: Electric Car Charger, Library, Park, Public Transit, Place Of Worship

View: Downtown, Hills, Panoramic, River, Skyline

Condo corp #: 973
Balcony: Open
Locker: Owned
Association amenities: Bike Storage, Car Wash, Exercise Room, Guest Suites, Party Room/Meeting Room, Visitor Parking
Fees include: Heat Included, Water Included, Building Insurance Included, Common Elements Included, CAC Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stone, Other
Fronting on: —
Cross street: Bronson or Bay
Stories: 9
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Central Vacuum, Storage Area Lockers
Parking features: —

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

231 days on market — Listing has been active for 231 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX HALLMARK REALTY GROUP

Source: TRREB/PROPTX · MLS® X12662992

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$730K

Unit 907 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $729,900✓ $6,229 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,733/mo

incl. closing costs (yr 1)

Annual total

$80,798

year 1

Mortgage only

$2,769/mo

principal + interest

Beyond mortgage

$2,583/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$145,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$519/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$85/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $33,228/yr

Property taxes21% $17,302/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $7,299/yr

Condo fees15% $12,309/yr

Closing costs6% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$33,228	$2,769/mo
Government & taxes
Property tax	$6,229	$519/mo
Land transfer tax(closing)	$11,073	$923/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,299	$608/mo
Condo fees
Condo / HOA fees	$12,309	$1,026/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$80,798	$6,733/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 907

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs