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$539,000
Kitchener · Ontario N2C 0A9
298 days on market
FANTASTIC LOCATION MEETS EFFORTLESS LIVING in this beautiful townhome that is truly move-in ready and sure to impress. From the moment you step inside, you'll feel at home in this bright and welcoming 3-bedroom, 2.5-washroom residence offering over 1567sqft of living space. The modern kitchen is both functional and stylish, featuring crisp white cabinetry and a peninsula with seating for 3, ideal for casual meals or gathering with friends. Open to the dining/living area, this space was designed…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
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Seller signals
↓ $101KPrice reduction
MLS shows the seller reduced the asking price by $100,900 (from $639,900 to $539,000).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: RE/MAX TWIN CITY FAISAL SUSIWALA REALTY
Source: TRREB/PROPTX · MLS® X12651730
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $24,538 | $2,045/mo |
| Government & taxes | ||
| Property tax | $3,473 | $289/mo |
| Land transfer tax(closing) | $7,255 | $605/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $5,390 | $449/mo |
| Condo fees | ||
| Condo / HOA fees | $4,002 | $333/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $55,317 | $4,610/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.